| Index | Kiryas Joel | New York | National |
| Cost of living | 150 | 121 | 100 |
| Groceries | 106 | 106 | 100 |
| Health care | 111 | 110 | 100 |
| Housing | 244 | 144 | 100 |
| Transportation | 111 | 113 | 100 |
| Utilities | 111 | 112 | 100 |
| Lifestyle & Entertainment | 108 | 111 | 100 |
| Household Items | 107 | 106 | 100 |
| Education & Childcare | 112 | 118 | 100 |
Are you thinking about relocating, but curious about the potential cost of living in Kiryas Joel? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Kiryas Joel stands at 150, making it 50% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.
If you value affordability in your search for a new place to live, Kiryas Joel may not be the most suitable option, as it stands out as one of the priciest areas in the entire United States. Only a small fraction of regions have a cost of living that is more than 20% higher than the national average, and regrettably, Kiryas Joel falls into this category, which may not align with your desire for an affordable place to call home.
When it comes to the cost of living in Kiryas Joel, housing costs are a real heavyweight, often hogging a significant chunk of your earnings. Sadly, in this area, housing expenses for both buying and renting were 144.3% more expensive compared to your average city. That means you'll be shelling out more for homes, rents, mortgage rates and insurance.
Is Kiryas Joel an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Kiryas Joel is 192.8% higher than the national average, while the average monthly rent prices are 31.2% higher than average. The affordability of any location can also be influenced by median income levels. Kiryas Joel has a median household income of $53,000, which is 34.8% lower than the national average.
Groceries: Grocery expenditures have undergone notable escalation over the last 2-3 years. In some markets, the cost of food products has surged by more than 20%, while others have experienced only modest increments. These fluctuations in food costs can have a significant impact on the overall cost of living in any region. In Kiryas Joel, the groceries index registers 6.1% higher than the national average.
Subsidies: Certain cities or states may implement government subsidies or assistance programs with the goal of alleviating the cost of living pressures on their residents. These programs encompass a broad spectrum of support mechanisms, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farming subsidies. Areas offering fewer subsidies may experience a rise in their cost of living.
Housing: High demand for housing in desirable locations can drive up property prices and rental rates. This can be a primary contributor to a higher cost of living. While low demand for housing, especially in undesirable locations, can have the reverse effect and drive prices down, resulting in a lower cost of living. The housing index in Kiryas Joel, is 144.3% higher than the national average.
The Kiryas Joel cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.
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| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $81,265 | $6,772 | $1,896 | $2,438 |
| Renters | $43,485 | $3,624 | $1,015 | $1,305 |
| State | General Sales Tax | With Max Surtax |
| New York | 4% | 8.875% |
| State | Income Tax (Low) | Income Tax (High) |
| New York | 4% | 10.9% |
| City | Population | Cost of Living Index | National Avg. |
| Newburgh, NY | 28,811 | 106 | 5.5% |
| Maybrook, NY | 3,707 | 107 | 6.5% |
| Middletown, NY | 29,092 | 111 | 10.8% |
| Mountain Lodge Park, NY | 2,902 | 111 | 10.8% |
| Chester, NY | 4,144 | 112 | 12.1% |
| Kiryas Joel, NY | 26,647 | 150 | 49.7% |
| City | Population | Cost of Living Index | National Avg. |
| Wethersfield, CT | 26,647 | 114 | 14.0% |
| Northport, AL | 26,634 | 98 | 2.1% |
| Deer Park, NY | 26,661 | 135 | 34.8% |
| Medina, OH | 26,667 | 96 | 4.4% |
| Moscow, ID | 26,621 | 111 | 11.0% |
| Kiryas Joel, NY | 26,647 | 150 | 49.7% |
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