Cost of Living in Kirkwood, IL

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17%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
54%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Kirkwood Illinois National
Cost of living8398100
Groceries100100100
Health care99100100
Housing4695100
Transportation101101100
Utilities9799100
Lifestyle & Entertainment96100100
Household Items102100100
Education & Childcare100100100
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Cost Of Living Quick Facts

  • The cost of living in Kirkwood is 15% lower than the Illinois average
  • The cost of living in Kirkwood is 17% lower than the national average
  • Kirkwood housing is 54% lower than the national average
  • Illinois general sales tax is 22% higher than the national average
  • Illinois state income tax is 91% higher than the national average

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Compare Kirkwood, IL Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$80,187$6,682$1,871$2,406
      Renters$39,843$3,320$930$1,195

      Illinois Sales Tax

      State General Sales Tax With Max Surtax
      Illinois 6.25% 10.25%

      Illinois Income Tax

      State Income Tax (Low) Income Tax (High)
      Illinois 4.95% 4.95%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Raritan, IL1277822.5%
      Gladstone, IL1487920.9%
      Little York, IL4328416.4%
      Monmouth, IL9,0668416.2%
      Oquawka, IL1,3898416.2%
      Kirkwood, IL7598316.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Carson, IA759918.8%
      Ooltewah, TN7591021.6%
      Riverview, VA7598614.2%
      Glasgow, WV7598316.6%
      Rivière-Verte, NB759n/a 
      Kirkwood, IL7598316.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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