Cost Of Living in Kirkwood, IL

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17%

Overall NAT. AVG.

4%

Goods & Services NAT. AVG.

55%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Kirkwood	Illinois	National
Cost of living	83	96	100
Goods & Services	96	97	100
Groceries	95	98	100
Health care	104	95	100
Housing	45	95	100
Transportation	100	103	100
Utilities	113	89	100

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Cost Of Living Quick Facts

The cost of living in Kirkwood is 14% lower than the Illinois average
The cost of living in Kirkwood is 17% lower than the national average
Kirkwood housing is 55% lower than the national average
Illinois general sales tax is 22% higher than the national average
Illinois state income tax is 91% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$53,438	$4,453	$1,247	$1,603
Renters	$26,250	$2,188	$612	$788

Illinois Sales Tax

State	General Sales Tax	With Max Surtax
Illinois	6.25%	10.25%

Illinois Income Tax

State	Income Tax (Low)	Income Tax (High)
Illinois	4.95%	4.95%

Goods & Services

Item	Kirkwood	National avg.	Difference
Haircut	$18.13	$24.26	25.3%
Beauty Salon	$28.00	$45.56	38.5%
Toothpaste	$3.84	$3.70	3.8%
Shampoo	$1.30	$1.28	1.3%
Movie	$9.83	$12.13	19.0%
Bowling	$11.95	$18.00	33.6%

Groceries

Item	Kirkwood	National avg.	Difference
Ground Beef	$5.55	$5.84	5.0%
Fried Chicken	$1.41	$1.57	10.6%
Milk	$4.72	$4.67	1.0%
Potatoes	$4.74	$4.93	4.0%
Pizza	$12.79	$12.09	5.8%
Beer	$9.83	$10.41	5.6%

Health Care

Item	Kirkwood	National avg.	Difference
Optometrist	$120.50	$125.68	4.1%
Doctor	$171.88	$135.78	26.6%
Dentist	$97.53	$113.29	13.9%
Ibuprofen	$10.43	$10.65	2.1%
Lipitor	$506.88	$468.60	8.2%

Housing

Item	Kirkwood	National avg.	Difference
Home Price	$78,300.00	$184,700.00	57.6%
Avg. Mortgage Payment	$1,420.60	$2,346.69	39.5%
Apartment Rent	$488.00	$949.00	48.6%

Transportation

Item	Kirkwood	National avg.	Difference
Gasoline	$3.37	$3.46	2.5%
Tire Balancing	$62.78	$59.92	4.8%

Utilities

Item	Kirkwood	National avg.	Difference
All Electricity	$229.59	$193.99	18.3%
Phone	$200.45	$192.25	4.3%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Raritan, IL	123	77	22.6%
Gladstone, IL	145	79	21.2%
Little York, IL	423	83	16.7%
Oquawka, IL	1,352	84	16.5%
Monmouth, IL	8,837	84	16.1%
Kirkwood, IL	742	83	17.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
New Haven, KY	742	89	10.6%
Greenwood, MN	742	185	85.1%
Hillside, NY	742	128	28.3%
East Alto Bonito, TX	742	77	22.9%
Grand Coulee, SK	742	n/a
Kirkwood, IL	742	83	17.1%