Cost of Living in Keystone, IA

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13%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
33%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Keystone Iowa National
Cost of living8789100
Groceries9697100
Health care9596100
Housing6774100
Transportation9797100
Utilities9995100
Lifestyle & Entertainment9695100
Household Items9597100
Education & Childcare9194100
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Homes For Sale In Keystone, IA

property for sale

1317 68th St

Keystone, IA
property for sale

301 2nd Ave

Keystone, IA
property for sale

Lot 12 W Franzenburg Addition

Keystone, IA
property for sale

Lot 10 W Franzenburg Addition

Keystone, IA
See the Newest Homes For Sale In Keystone, IA

Cost Of Living Quick Facts

  • The cost of living in Keystone is 3% lower than the Iowa average
  • The cost of living in Keystone is 13% lower than the national average
  • Keystone housing is 33% lower than the national average
  • Iowa general sales tax is 18% higher than the national average
  • Iowa state income tax is 69% higher than the national average

Most Affordable Places to Live in and Around Keystone

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$97,430$8,119$2,273$2,923
      Renters$53,087$4,424$1,239$1,593

      Iowa Sales Tax

      State General Sales Tax With Max Surtax
      Iowa 6% 7%

      Iowa Income Tax

      State Income Tax (Low) Income Tax (High)
      Iowa 4.4% 6%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Watkins, IA887425.6%
      Chelsea, IA2657623.5%
      Vining, IA857722.6%
      Elberon, IA1767821.6%
      Garrison, IA2857920.5%
      Keystone, IA6218713.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Yakutat, AK62111010.0%
      South Vinemont, AL6218811.9%
      Loleta, CA62112726.8%
      Leslie, GA621928.5%
      Moravia, IA6218316.5%
      Keystone, IA6218713.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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