B+
3%
Overall NAT. AVG.
8%
Groceries NAT. AVG.
17%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Kenmore New York National
Cost of living103121100
Groceries108106100
Health care109110100
Housing83144100
Transportation116113100
Utilities113112100
Lifestyle & Entertainment113111100
Household Items107106100
Education & Childcare121118100
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An Overview of Cost of Living in Kenmore, NY

Understanding the cost of living in Kenmore can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Kenmore cost of living index is 103, which is 3% higher than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.

Everyday expenditures like food, housing, lifestyle expenses, transportation and health care in Kenmore are priced in a manner consistent with other areas. This means that residents of Kenmore can anticipate their daily expenses remaining reasonably similar to those in an average city, thereby supporting a manageable cost of living.

Is Kenmore Affordable?

Is Kenmore an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Kenmore, the median home price is 19.9% lower than what most folks pay across the country, and monthly rent prices are 11.8% lower than the usual rates. Income levels in Kenmore come in at $105,241, which is 29.4% higher than the national average.

What Factors can Influence the Cost of Living in Kenmore?

Housing: When there's a high demand for housing in trendy places, it can cause property prices and rental rates to soar, leading to a significantly higher cost of living. Conversely, in less desirable locations, where demand is low, prices tend to decrease, resulting in a more budget-friendly cost of living. In Kenmore, the housing index is 17.5% lower than the national average.

Transportation: In cities with limited or no public transportation, residents may find it necessary to own and maintain vehicles, thereby elevating the cost of living. Monthly expenditures include fuel, insurance, routine maintenance and potential lease or financing commitments. In Kenmore, the transportation index stands at 16.4% higher than the national average.

Subsidies: Certain cities or states may implement government subsidies or assistance programs with the goal of alleviating the cost of living pressures on their residents. These programs encompass a broad spectrum of support mechanisms, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farming subsidies. Areas offering fewer subsidies may experience a rise in their cost of living.

Where is the Data From?

The cost of living data for Kenmore shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.

Cost Of Living Quick Facts

  • The cost of living in Kenmore is 14% lower than the New York average
  • The cost of living in Kenmore is 3% higher than the national average
  • Kenmore housing is 17% lower than the national average
  • New York general sales tax is 22% lower than the national average
  • New York state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around Kenmore

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Compare Kenmore, NY Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$117,374$9,781$2,739$3,522
      Renters$50,327$4,194$1,174$1,510
      To approximate the cost of living and the housing affordability in Kenmore, NY, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Kenmore have a median income of $117,374. Therefore, the amount that a consumer should spend on housing costs should be no more than $2,739 per month to avoid calamity and poverty. The renters in the city have an income of about $50,327, which would make their monthly maximum allowable rental costs $1,174.

      New York Sales Tax

      State General Sales Tax With Max Surtax
      New York 4% 8.875%

      New York Income Tax

      State Income Tax (Low) Income Tax (High)
      New York 4% 10.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      South Lockport, NY8,624909.7%
      Niagara Falls, NY49,651927.8%
      Sloan, NY3,688954.7%
      Tonawanda city, NY15,560945.6%
      Lockport, NY21,177954.8%
      Kenmore, NY15,4981033.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Hugo, MN15,50111313.4%
      Hollins, VA15,5011021.7%
      Clearview, ON15,502n/a 
      Lockhart, FL15,4921065.8%
      New Cassel, NY15,48714039.7%
      Kenmore, NY15,4981033.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.