Cost Of Living in Karnak, IL

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20%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

58%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Karnak	Illinois	National
Cost of living	80	98	100
Groceries	97	100	100
Health care	96	100	100
Housing	42	95	100
Transportation	99	101	100
Utilities	98	99	100
Lifestyle & Entertainment	95	100	100
Household Items	99	100	100
Education & Childcare	96	100	100

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Homes For Sale In Karnak, IL

202 E Lincoln St

Karnak, IL

TBD E 1st St

Karnak, IL

708 E 3 Rd St

Karnak, IL

001 Old Boaz Rd

Karnak, IL

Cost Of Living Quick Facts

The cost of living in Karnak is 18% lower than the Illinois average
The cost of living in Karnak is 20% lower than the national average
Karnak housing is 58% lower than the national average
Illinois general sales tax is 22% higher than the national average
Illinois state income tax is 91% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$61,703	$5,142	$1,440	$1,851
Renters	$24,452	$2,038	$571	$734

Illinois Sales Tax

State	General Sales Tax	With Max Surtax
Illinois	6.25%	10.25%

Illinois Income Tax

State	Income Tax (Low)	Income Tax (High)
Illinois	4.95%	4.95%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Bandana, KY	311	97	3.0%
Mounds, IL	947	75	24.9%
Belknap, IL	146	76	23.6%
Mound City, IL	803	76	23.6%
Joppa, IL	271	78	21.9%
Karnak, IL	490	80	19.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Garden Valley, ID	490	111	11.2%
Spring Bay, IL	490	92	8.3%
Williams Creek, IN	490	205	105.3%
Naytahwaush, MN	490	82	17.7%
White Earth, MN	490	81	19.1%
Karnak, IL	490	80	19.6%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Karnak, IL

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Cost Of Living Quick Facts

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Median Income & Debt-To-Income Ratio

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