Cost Of Living in Josephine, TX

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A+

1%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

8%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Josephine	Texas	National
Cost of living	101	94	100
Groceries	99	98	100
Health care	97	98	100
Housing	108	83	100
Transportation	96	98	100
Utilities	104	103	100
Lifestyle & Entertainment	96	98	100
Household Items	97	98	100
Education & Childcare	96	98	100

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Homes For Sale In Josephine, TX

900 Stewart St

Nevada, TX

636 Dunham RD

Josephine, TX

214 Pennington Rd

Nevada, TX

205 Pine Hollow Way

Josephine, TX

See the Newest Homes For Sale In Josephine, TX

Cost Of Living Quick Facts

The cost of living in Josephine is 7% higher than the Texas average
The cost of living in Josephine is 1% higher than the national average
Josephine housing is 8% higher than the national average
Texas general sales tax is 22% higher than the national average
Texas state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$104,377	$8,698	$2,435	$3,132
Renters	$73,950	$6,163	$1,725	$2,219

Texas Sales Tax

State	General Sales Tax	With Max Surtax
Texas	6.25%	8.25%

Texas Income Tax

State	Income Tax (Low)	Income Tax (High)
Texas	0%	0%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
St. Paul CDP, TX	608	80	19.8%
St. Paul, TX	1,407	80	19.7%
Hawk Cove, TX	443	85	14.9%
Quinlan, TX	1,799	89	11.4%
Greenville, TX	29,176	91	9.2%
Josephine, TX	1,537	101	1.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Hasson Heights, PA	1,537	85	14.9%
Chesterfield, SC	1,537	90	10.0%
Kilmarnock, VA	1,537	103	2.7%
Inverness, CA	1,536	238	138.5%
Keystone Heights, FL	1,538	104	4.2%
Josephine, TX	1,537	101	1.0%