B+
5%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
27%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Jenks Oklahoma National
Cost of living10588100
Groceries9896100
Health care9595100
Housing12770100
Transportation9496100
Utilities9396100
Lifestyle & Entertainment9394100
Household Items9997100
Education & Childcare9993100
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An Overview of Cost of Living in Jenks, OK

The cost of living in Jenks affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Jenks is 105, which is 5% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.

The cost of living in Jenks is about average when compared to all other cities across the nation. You can expect that everyday items like food, household expenses and utility bills will be no more expensive than any other average city. Residents can anticipate living expenses that remain in line with the national average, ensuring a manageable financial burden, making it an attractive choice for those seeking affordability without the constraints of higher everyday expenditures.

Housing costs are a very significant part of the Jenks cost of living index and generally encompass a large percentage of take-home income. Unfortunately, in this area, the housing costs for both homes and rentals were 26.7% more than the average city. This includes things like home and rent prices, mortgage rates and insurance.

Is Jenks Affordable?

Is Jenks affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Jenks, the median home price is 24.3% higher than the national average and monthly rent prices are 32.1% higher than the typical rates. Additionally, the median income levels play a role in affordability, with Jenks boasting a median household income of $129,255, 58.9% higher than the national average.

What Factors can Influence the Cost of Living in Jenks?

Utilities: Like everything else, utilities costs can range significantly depending on factors like climate, energy sources available, location and even state regulations. Things like electricity, water, heating and waste disposal costs can be higher or lower, depending on the city or state. The utilities index in Jenks comes in at 7.3% lower than the national average.

Subsidies: Certain cities or states may institute government subsidies or assistance programs designed to alleviate the financial burdens associated with the cost of living for their residents. These programs encompass a variety of support mechanisms, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farm subsidies. Areas that provide fewer subsidies may see an uptick in their overall cost of living.

Healthcare: The costs associated with healthcare and insurance premiums can exhibit notable disparities based on the city or state of residence. Access to healthcare facilities, out-of-pocket expenses for medical appointments, dental care charges, prescription medication costs and specialized medical care expenses all contribute to variations in the cost of living. In Jenks, healthcare costs are 4.7% lower than the national average.

Where is the Data From?

The Jenks cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Jenks is 20% higher than the Oklahoma average
  • The cost of living in Jenks is 5% higher than the national average
  • Jenks housing is 27% higher than the national average
  • Oklahoma general sales tax is 12% lower than the national average
  • Oklahoma state income tax is 90% lower than the national average

Most Affordable Places to Live in and Around Jenks

See all the best places to live around Jenks

Compare Jenks, OK Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$150,740$12,562$3,517$4,523
      Renters$89,670$7,473$2,092$2,690
      To approximate the cost of living and the housing affordability in Jenks, OK, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Jenks have a median income of $150,740. Therefore, the amount that a consumer should spend on housing costs should be no more than $3,517 per month to avoid calamity and poverty. The renters in the city have an income of about $89,670, which would make their monthly maximum allowable rental costs $2,092.

      Oklahoma Sales Tax

      State General Sales Tax With Max Surtax
      Oklahoma 4.5% 11%

      Oklahoma Income Tax

      State Income Tax (Low) Income Tax (High)
      Oklahoma 0.25% 4.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Lotsee, OK5964.1%
      Kellyville, OK1,2128316.9%
      Oakhurst, OK2,5108613.9%
      Winchester, OK7198812.1%
      Mounds, OK1,0438911.3%
      Jenks, OK23,7521055.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Oro-Medonte, ON23,738n/a 
      Simpsonville, SC23,7291022.3%
      Taylors, SC23,727982.0%
      Millbrae, CA23,726287186.6%
      Laguna Beach, CA23,724326226.2%
      Jenks, OK23,7521055.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.