Cost of Living in Black Hammock Island, Jacksonville, FL

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10%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
52%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Black Hammock Island Jacksonville Florida
Cost of living90108102
Groceries104104102
Health care107107104
Housing4810897
Transportation108108103
Utilities116116110
Lifestyle & Entertainment112112104
Household Items105105102
Education & Childcare109109106
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Homes For Sale In Jacksonville, FL

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Cost Of Living Quick Facts

  • The cost of living in Black Hammock Island is 12% lower than the Jacksonville average
  • The cost of living in Black Hammock Island is 10% lower than the national average
  • Black Hammock Island housing is 52% lower than the national average
  • Florida general sales tax is 18% higher than the national average
  • Florida state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Black Hammock Island

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Compare Jacksonville, FL Cost of Living

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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Household$66,876$5,573$1,560$2,006

      Florida Sales Tax

      State General Sales Tax With Max Surtax
      Florida 6% 7.5%

      Florida Income Tax

      State Income Tax (Low) Income Tax (High)
      Florida 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Yulee, FL13,79411010.4%
      Fernandina Beach, FL13,00612525.0%
      Atlantic Beach, FL14,36113635.7%
      Neptune Beach, FL7,47613838.3%
      Jacksonville, FL934,7521088.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Fort Worth, TX926,3711032.9%
      Columbus, OH914,920973.5%
      Charlotte, NC903,22811010.2%
      Indianapolis, IN899,521936.6%
      San Francisco, CA898,133245145.5%
      Jacksonville, FL934,7521088.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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