Cost of Living in Irwin, IA

Get 300+ Local Insights for Any Address in Irwin, IA

Get Access to 300+ Local Data Points
A+
22%
Overall NAT. AVG.
6%
Goods & Services NAT. AVG.
57%
Housing NAT. AVG.
Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Irwin Iowa National
Cost of living7888100
Goods & Services9494100
Groceries10097100
Health care9696100
Housing4374100
Transportation9099100
Utilities8588100
Does this Area Fit Your Budget? Local Insights Report
  • Know the community before you call it home
  • Compare multiple areas side by side
  • Access over 300 data points for any address
Local Insights Report

Homes For Sale In Irwin, IA

property for sale

404 Eva St

Irwin, IA
See the Newest Homes For Sale In Irwin, IA

Cost Of Living Quick Facts

  • The cost of living in Irwin is 12% lower than the Iowa average
  • The cost of living in Irwin is 22% lower than the national average
  • Irwin housing is 57% lower than the national average
  • Iowa general sales tax is 18% higher than the national average
  • Iowa state income tax is 69% higher than the national average

Most Affordable Places to Live in and Around Irwin

See all the best places to live around Irwin

Compare Irwin, IA Cost of Living

City Image
    City Default Image
      vs
      Compare Neighborhoods & Addresses Local Insights Report

      Why stop at city-to-city? With Local Insights, you can compare neighborhoods, zip codes, or even exact addresses. Access 300+ hyperlocal data points—from schools and crime to housing and amenities—to see which area is the better fit.

      Local Insights Report
      How would you rate the cost of living in Irwin?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Irwin?
      Write a review to give others more information about this area.
      See all Irwin poll results

      The best places in Iowa

      Here are the best places to live in IowaThese are the largest cities in IowaSafest Cities In The USSafest States In The US
      Best Places in Iowa

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$99,648$8,304$2,325$2,990
      Renters$51,292$4,274$1,197$1,539

      Iowa Sales Tax

      State General Sales Tax With Max Surtax
      Iowa 6% 7%

      Iowa Income Tax

      State Income Tax (Low) Income Tax (High)
      Iowa 4.4% 6%

      Goods & Services

      Item Irwin National avg. Difference
      Haircut $24.39$27.6211.7%
      Beauty Salon $33.61$51.1134.2%
      Toothpaste $4.04$4.091.3%
      Shampoo $1.39$1.549.9%
      Movie $12.50$12.882.9%
      Yoga $18.11$19.667.9%

      Groceries

      Item Irwin National avg. Difference
      Ground Beef $7.45$7.703.3%
      Fried Chicken $1.53$1.668.0%
      Milk $4.86$4.732.7%
      Potatoes $5.61$5.266.7%
      Pizza $13.39$12.764.9%
      Beer $10.19$10.553.4%

      Health Care

      Item Irwin National avg. Difference
      Optometrist $107.79$140.0623.0%
      Doctor $173.13$153.8212.6%
      Dentist $97.00$123.1521.2%
      Ibuprofen $11.95$11.731.9%
      Lipitor $24.43$23.613.5%

      Housing

      Item Irwin National avg. Difference
      Home Price $120,797.00$326,622.0063.0%
      Avg. Mortgage Payment $1,826.84$2,480.2526.3%
      Apartment Rent $826.00$1,444.0042.8%

      Transportation

      Item Irwin National avg. Difference
      Gasoline $2.78$3.069.2%
      Tire Balancing $57.34$65.2112.1%

      Utilities

      Item Irwin National avg. Difference
      All Electricity $162.78$220.1226.0%
      Phone $201.56$195.713.0%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Aspinwall, IA22936.8%
      Jacksonville, IA10936.8%
      Corley, IA7936.8%
      Arion, IA1087129.0%
      Gray, IA367327.0%
      Irwin, IA3367821.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      King Salmon, AK33612423.9%
      Chauncey, GA3367822.1%
      Templeton, IA3369010.0%
      Stonefort, IL3368415.8%
      Hanston, KS3367525.0%
      Irwin, IA3367821.8%
      Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.
      General
      For Professionals
      Follow Us
      AV on Twitter AV on Facebook
      © AreaVibes Inc. 2010-2026