Cost of Living in Howard, SD

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20%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
59%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Howard South Dakota National
Cost of living8092100
Groceries9899100
Health care9597100
Housing4177100
Transportation9396100
Utilities104103100
Lifestyle & Entertainment9394100
Household Items9596100
Education & Childcare9898100
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Homes For Sale In Howard, SD

property for sale

119 N Fairway St

Howard, SD
property for sale

121 N Fairway St

Howard, SD
property for sale

43372 W Washington Ave

Howard, SD
property for sale

411 N Douglas St

Howard, SD
See the Newest Homes For Sale In Howard, SD

Cost Of Living Quick Facts

  • The cost of living in Howard is 13% lower than the South Dakota average
  • The cost of living in Howard is 20% lower than the national average
  • Howard housing is 59% lower than the national average
  • South Dakota general sales tax is 12% lower than the national average
  • South Dakota state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Howard

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Compare Howard, SD Cost of Living

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      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$78,622$6,552$1,834$2,359
      Renters$30,891$2,574$721$927

      South Dakota Sales Tax

      State General Sales Tax With Max Surtax
      South Dakota 4.5% 6%

      South Dakota Income Tax

      State Income Tax (Low) Income Tax (High)
      South Dakota 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Winfred, SD69963.5%
      Roswell, SD0963.5%
      Vilas, SD21963.5%
      Fedora, SD167227.8%
      Canova, SD1417327.5%
      Howard, SD7758020.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Wauneta, NE7758218.1%
      Acomita Lake, NM775982.3%
      Belfast, NY7759010.1%
      Galena, OH77511313.3%
      Prairie City, OR775981.6%
      Howard, SD7758020.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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