| Index | Howard | Ohio | National |
| Cost of living | 80 | 92 | 100 |
| Goods & Services | 94 | 100 | 100 |
| Groceries | 104 | 101 | 100 |
| Health care | 85 | 98 | 100 |
| Housing | 46 | 73 | 100 |
| Transportation | 90 | 100 | 100 |
| Utilities | 95 | 99 | 100 |


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| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $35,833 | $2,986 | $836 | $1,075 |
| Renters | $0 | $0 | $0 | $0 |
| State | General Sales Tax | With Max Surtax |
| Ohio | 5.75% | 8% |
| State | Income Tax (Low) | Income Tax (High) |
| Ohio | 2.76% | 3.99% |
| Item | Howard | National avg. | Difference |
| Haircut | $21.46 | $24.26 | 11.5% |
| Beauty Salon | $42.47 | $45.56 | 6.8% |
| Toothpaste | $3.69 | $3.70 | 0.4% |
| Shampoo | $1.32 | $1.28 | 2.8% |
| Movie | $12.00 | $12.13 | 1.1% |
| Bowling | $19.07 | $18.00 | 5.9% |
| Item | Howard | National avg. | Difference |
| Ground Beef | $5.63 | $5.84 | 3.6% |
| Fried Chicken | $1.61 | $1.57 | 2.6% |
| Milk | $4.76 | $4.67 | 1.8% |
| Potatoes | $5.24 | $4.93 | 6.2% |
| Pizza | $11.49 | $12.09 | 4.9% |
| Beer | $10.68 | $10.41 | 2.6% |
| Item | Howard | National avg. | Difference |
| Optometrist | $65.99 | $125.68 | 47.5% |
| Doctor | $117.73 | $135.78 | 13.3% |
| Dentist | $89.30 | $113.29 | 21.2% |
| Ibuprofen | $10.68 | $10.65 | 0.3% |
| Lipitor | $475.58 | $468.60 | 1.5% |
| Item | Howard | National avg. | Difference |
| Home Price | $84,700.00 | $184,700.00 | 54.1% |
| Avg. Mortgage Payment | $1,862.49 | $2,346.69 | 20.6% |
| Apartment Rent | $0.00 | $949.00 | 100.0% |
| Item | Howard | National avg. | Difference |
| Gasoline | $3.42 | $3.46 | 1.2% |
| Tire Balancing | $41.79 | $59.92 | 30.3% |
| Item | Howard | National avg. | Difference |
| All Electricity | $182.76 | $193.99 | 5.8% |
| Phone | $186.03 | $192.25 | 3.2% |
| City | Population | Cost of Living Index | National Avg. |
| Nashville, OH | 325 | 79 | 21.3% |
| Bladensburg, OH | 353 | 79 | 21.1% |
| Martinsburg, OH | 238 | 79 | 20.7% |
| Glenmont, OH | 273 | 81 | 19.3% |
| Gann, OH | 127 | 81 | 19.0% |
| Howard, OH | 177 | 80 | 20.0% |
| City | Population | Cost of Living Index | National Avg. |
| Linn Grove, IA | 177 | 77 | 23.4% |
| Woden, IA | 177 | 77 | 23.3% |
| Gaylord, KS | 177 | 70 | 29.6% |
| Prospect, LA | 177 | 95 | 4.6% |
| Bay View, MI | 177 | 97 | 3.4% |
| Howard, OH | 177 | 80 | 20.0% |