Cost of Living in Howard Lake, MN

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3%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
10%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Howard Lake Minnesota National
Cost of living97100100
Groceries97100100
Health care102100100
Housing90100100
Transportation100100100
Utilities104104100
Lifestyle & Entertainment99100100
Household Items102100100
Education & Childcare9799100
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Homes For Sale In Howard Lake, MN

property for sale

5715 Imhoff Ave SW

Howard Lake, MN
property for sale

9966 80th St SW

Howard Lake, MN
property for sale

128 Dutch Lake Trl

Howard Lake, MN
property for sale

5017 Imhoff Ave SW

Howard Lake, MN

Cost Of Living Quick Facts

  • The cost of living in Howard Lake is 3% lower than the Minnesota average
  • The cost of living in Howard Lake is 3% lower than the national average
  • Howard Lake housing is 10% lower than the national average
  • Minnesota general sales tax is 35% higher than the national average
  • Minnesota state income tax is 106% higher than the national average

Most Affordable Places to Live in and Around Howard Lake

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Compare Howard Lake, MN Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$112,729$9,394$2,630$3,382
      Renters$63,206$5,267$1,475$1,896

      Minnesota Sales Tax

      State General Sales Tax With Max Surtax
      Minnesota 6.875% 7.875%

      Minnesota Income Tax

      State Income Tax (Low) Income Tax (High)
      Minnesota 5.35% 9.85%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Kingston, MN227919.1%
      Silver Lake, MN9389010.2%
      Lester Prairie, MN1,776927.8%
      Winsted, MN2,084927.7%
      Cokato, MN2,804955.2%
      Howard Lake, MN1,955973.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Montverde, FL1,95512626.4%
      Temelec, CA1,95416565.1%
      Livingston, LA1,954963.8%
      Morton, TX1,9547920.8%
      Gate City, VA1,956919.3%
      Howard Lake, MN1,955973.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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