Cost of Living in Holland, NY

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A
1%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
27%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Holland New York National
Cost of living99121100
Groceries104106100
Health care109110100
Housing73144100
Transportation114113100
Utilities114112100
Lifestyle & Entertainment108111100
Household Items106106100
Education & Childcare117118100
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Homes For Sale In Holland, NY

property for sale

31 Pearl St

Holland, NY
property for sale

7207 Hunters Creek Rd

Holland, NY
property for sale

8721 Center Rd

Holland, NY
property for sale

9999 Olean Rd

Holland, NY

Cost Of Living Quick Facts

  • The cost of living in Holland is 18% lower than the New York average
  • The cost of living in Holland is 1% lower than the national average
  • Holland housing is 27% lower than the national average
  • New York general sales tax is 22% lower than the national average
  • New York state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around Holland

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Compare Holland, NY Cost of Living

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      Utilities index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$108,649$9,054$2,535$3,260
      Renters$21,836$1,820$509$655

      New York Sales Tax

      State General Sales Tax With Max Surtax
      New York 4% 8.875%

      New York Income Tax

      State Income Tax (Low) Income Tax (High)
      New York 4% 10.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Yorkshire, NY1,0318514.9%
      Delevan, NY1,313928.2%
      Lackawanna, NY18,342955.1%
      Blasdell, NY2,723973.3%
      Arcade, NY2,121981.9%
      Holland, NY1,291991.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      St. Anne, IL1,2918614.0%
      Pandora, OH1,2918812.4%
      Houston, PA1,291955.1%
      Gillett, WI1,2918415.7%
      Flippin, AR1,2908317.4%
      Holland, NY1,291991.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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