B-
15%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
50%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Hebgen Lake Estates Montana National
Cost of living115102100
Groceries102103100
Health care100102100
Housing150101100
Transportation99100100
Utilities104104100
Lifestyle & Entertainment102100100
Household Items101100100
Education & Childcare97102100
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Cost Of Living Quick Facts

  • The cost of living in Hebgen Lake Estates is 14% higher than the Montana average
  • The cost of living in Hebgen Lake Estates is 15% higher than the national average
  • Hebgen Lake Estates housing is 50% higher than the national average
  • Montana general sales tax is 100% lower than the national average
  • Montana state income tax is 61% lower than the national average

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$0$0$0$0
      Renters$0$0$0$0

      Montana Sales Tax

      State General Sales Tax With Max Surtax
      Montana 0% 0%

      Montana Income Tax

      State Income Tax (Low) Income Tax (High)
      Montana 1% 6.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      West Yellowstone, MT1,1211098.9%
      Hebgen Lake Estates, MT6811515.5%

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      City Population Cost of Living Index National Avg.
      Rodney, IA68964.3%
      Paderborn, IL68991.4%
      Agenda, KS68945.8%
      Raymond, KS687525.4%
      Roseland, KS687525.1%
      Hebgen Lake Estates, MT6811515.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.