A+
6%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
11%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Harrison Ohio National
Cost of living9489100
Groceries9797100
Health care9696100
Housing8974100
Transportation9696100
Utilities9896100
Lifestyle & Entertainment9795100
Household Items9797100
Education & Childcare9293100
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An Overview of Cost of Living in Harrison, OH

Understanding the cost of living in Harrison can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Harrison cost of living index is 94, which is 6% lower than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.

The cost of living in Harrison aligns closely with the national average when compared to other cities across the nation. Everyday essentials such as groceries, household expenses, health care and utility bills are priced at a level consistent with the average in similar urban areas. Harrison residents can anticipate that their daily expenses won't be significantly higher than those in an average city, ensuring that the cost of living remains manageable.

Is Harrison Affordable?

Is Harrison affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Harrison, the median home price is 12.4% lower than the national average and monthly rent prices are 6.7% lower than the typical rates. Additionally, the median income levels play a role in affordability, with Harrison boasting a median household income of $111,840, 37.5% higher than the national average.

What Factors can Influence the Cost of Living in Harrison?

Groceries: Over the past 2-3 years, grocery expenses have experienced substantial upward trends. In certain markets, food prices have surged by over 20% during this period, while others have witnessed more modest increases. These fluctuations in food costs can wield significant influence over the overall cost of living in a given region. In Harrison, the groceries index is 3% lower than the national average.

Healthcare: Healthcare expenditures and insurance premium rates can vary significantly, contingent upon the particular city or state. Factors such as the accessibility of healthcare facilities, out-of-pocket expenses for doctor's appointments, dental care charges, prescription medication costs, and expenses related to specialized medical care can all have an impact on the overall cost of living. In Harrison, healthcare costs are 4.4% lower than the national average.

Housing: A sought-after location with high housing demand often leads to increased property values and rental rates, which can significantly inflate the overall cost of living. Conversely, areas with low housing demand, particularly in less desirable locales, tend to experience the opposite effect, causing prices to drop and contributing to a more affordable cost of living. In Harrison, the housing index stands at 10.7% lower than the national average.

Where is the Data From?

The cost of living estimates displayed for Harrison are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.

Cost Of Living Quick Facts

  • The cost of living in Harrison is 5% higher than the Ohio average
  • The cost of living in Harrison is 6% lower than the national average
  • Harrison housing is 11% lower than the national average
  • Ohio general sales tax is 13% higher than the national average
  • Ohio state income tax is 6% higher than the national average

Most Affordable Places to Live in and Around Harrison

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Compare Harrison, OH Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$128,107$10,676$2,989$3,844
      Renters$62,003$5,167$1,447$1,860
      The affordability of the housing market in Harrison, OH as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Harrison homeowners, the median income is $128,107. This indicates that a monthly maximum of $2,989 should be spent by homeowners on all housing related costs. Renters have a median income of $62,003. This indicates that renters would have a maximum of $1,447 for their rent related monthly costs.

      Ohio Sales Tax

      State General Sales Tax With Max Surtax
      Ohio 5.75% 8%

      Ohio Income Tax

      State Income Tax (Low) Income Tax (High)
      Ohio 2.76% 3.99%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Petersburg, KY375954.8%
      Shawnee, OH1,081954.8%
      Mount Carmel, IN13972.8%
      Elizabethtown, OH2957524.9%
      Hooven, OH3367722.7%
      Harrison, OH13,180946.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Tehachapi, CA13,17911817.7%
      Willow Grove, PA13,17911313.1%
      Gaffney, SC13,1798712.9%
      Glendale, WI13,1791055.3%
      Tiny, ON13,182n/a 
      Harrison, OH13,180946.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.