Harrisburg cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexHarrisburgSouth DakotaNational
Cost of living index9390100
IndexHarrisburgSouth DakotaNational
Goods & Services index9696100
Groceries index9699100
Health care index107102100
Housing index9077100
Transportation index9196100
Utilities index8588100
The above illustration supplies generalized information for the Harrisburg, SD cost of living index. Compared to other cities in South Dakota and cities across the country, the cost of living index in Harrisburg, SD is 93, which is 3% higher than the South Dakota average and 7% lower than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Harrisburg, SD are equal to the average for South Dakota and 4% lower than the rest of the country.
How would you rate the cost of living in Harrisburg?
Write a review to give others more information about this area.
Is the cost of living increasing or decreasing in Harrisburg?
Write a review to give others more information about this area.
See all Harrisburg poll results

Did you know?

  • The cost of living in Harrisburg is 3% higher than the South Dakota average.
  • The cost of living in Harrisburg is 7% lower than the national average.
  • The cost of housing in Harrisburg is 10% lower than the national average.
  • South Dakota general sales tax is 21% lower than the national average.
  • South Dakota state income tax is 100% lower than the national average.

Compare Harrisburg, SD Cost of living To Other Cities


      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      The salary calculator allows you to compare how much your current salary in Harrisburg, SD would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Harrisburg, SD, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Harrisburg, SD salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      How much of your monthly income goes to housing can tell you whether or not you can afford housing in Harrisburg, SD, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Harrisburg, SD homeowners have a median income of $80,510. Using that number, you will come up with a maximum of $1,878 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $33,426, which means there is a maximum of $780 to be spent on the costs of renting a home or apartment.

      South Dakota Sales Tax

      StateGeneral Sales TaxWith Max Surtax
      South Dakota4%6%

      South Dakota Income Tax

      StateIncome Tax (Low)Income Tax (High)
      South Dakota0%0%
      When assessing the complete cost of living in Harrisburg, SD, the South Dakota income tax and the South Dakota sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The South Dakota maximum surtax is 6%, and the South Dakota sales tax is 4%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 0% to 0% in South Dakota.

      Goods & Services

      ItemHarrisburgNational avg.Difference
      Haircut $16.15$17.497.7%
      Beauty Salon $30.20$38.1720.9%
      Toothpaste $2.13$2.328.2%
      Shampoo $1.13$1.0111.7%
      Movie $9.75$10.729.1%
      Bowling $15.19$13.869.6%


      ItemHarrisburgNational avg.Difference
      Ground Beef $3.19$3.9018.2%
      Fried Chicken $1.91$1.4036.8%
      Milk $2.13$1.968.6%
      Potatoes $2.49$3.1821.8%
      Pizza $10.49$10.390.9%
      Beer $8.79$9.234.8%

      Health Care

      ItemHarrisburgNational avg.Difference
      Optometrist $124.00$106.3416.6%
      Doctor $142.50$115.2523.6%
      Dentist $100.00$98.381.6%
      Ibuprofen $9.59$9.263.6%
      Lipitor $447.40$466.474.1%


      ItemHarrisburgNational avg.Difference
      Home Price $172,300.00$184,700.006.7%
      Avg. Mortgage Payment $1,183.43$1,273.327.1%
      Apartment Rent $795.00$949.0016.2%


      ItemHarrisburgNational avg.Difference
      Gasoline $2.58$2.590.5%
      Tire Balancing $38.40$48.9021.5%


      ItemHarrisburgNational avg.Difference
      All Electricity$124.73$167.6025.6%
      Phone $178.51$163.429.2%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      Davis, SD4076-24%
      Fairview, SD5377-23%
      Chancellor, SD32782-18%
      Inwood, IA87984-16%
      Lennox, SD2,09584-16%
      Harrisburg, SD5,12993-7%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      Winona Lake, IN5,12996-4%
      Centreville, IL5,12778-22%
      Amelia, OH5,13294-6%
      Carlisle, OH5,12592-8%
      Flanders, NY5,12513636%
      Harrisburg, SD5,12993-7%
      Source: The Harrisburg, SD cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.