Cost of Living in Greenfield, OH

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17%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
49%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Greenfield Ohio National
Cost of living8389100
Groceries9697100
Health care9896100
Housing5174100
Transportation9796100
Utilities9596100
Lifestyle & Entertainment9595100
Household Items10097100
Education & Childcare9093100
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Homes For Sale In Greenfield, OH

property for sale

637 Pine St

Greenfield, OH
property for sale

616 Baltimore Ave

Greenfield, OH
property for sale

866 North St

Greenfield, OH
property for sale

12841 Centerfield Rd

Greenfield, OH
See the Newest Homes For Sale In Greenfield, OH

Cost Of Living Quick Facts

  • The cost of living in Greenfield is 7% lower than the Ohio average
  • The cost of living in Greenfield is 17% lower than the national average
  • Greenfield housing is 49% lower than the national average
  • Ohio general sales tax is 13% higher than the national average
  • Ohio state income tax is 6% higher than the national average

Most Affordable Places to Live in and Around Greenfield

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$71,405$5,950$1,666$2,142
      Renters$44,477$3,706$1,038$1,334
      A good way to judge both the affordability of the housing and the cost of living in Greenfield is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Greenfield has a median income of about $71,405 for people who own homes. Based on that number, a maximum of $1,666 should be spent on expenses related to housing. Renters have a slightly different median income, which is $44,477. Based on this average, renters should spend no more than $1,038 on all rental costs if they want to maintain a non-impoverished standard of living.

      Ohio Sales Tax

      State General Sales Tax With Max Surtax
      Ohio 5.75% 8%

      Ohio Income Tax

      State Income Tax (Low) Income Tax (High)
      Ohio 2.76% 3.99%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Bourneville, OH263963.8%
      Cynthiana, OH31963.8%
      Highland, OH2777920.6%
      Rocky Fork Point, OH6878118.8%
      Sabina, OH2,7168217.6%
      Greenfield, OH4,3178317.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Westville, NJ4,3171043.9%
      West Laurel, MD4,31613636.2%
      Bellville, TX4,318981.9%
      Barboursville, WV4,318963.5%
      Rigby, ID4,315972.6%
      Greenfield, OH4,3178317.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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