Cost of Living in Grafton, OH

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A+
9%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
22%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Grafton Ohio National
Cost of living9189100
Groceries9797100
Health care9596100
Housing7874100
Transportation9496100
Utilities9896100
Lifestyle & Entertainment9795100
Household Items9697100
Education & Childcare9693100
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Homes For Sale In Grafton, OH

property for sale

7219 Butternut Ridge Rd

Grafton, OH
property for sale

Homes Available Soon Maurer BLVD

Eaton Township, OH
property for sale

1 Capel Rd

Grafton, OH
property for sale

16118 Cowley Rd

Grafton, OH

Cost Of Living Quick Facts

  • The cost of living in Grafton is 2% higher than the Ohio average
  • The cost of living in Grafton is 9% lower than the national average
  • Grafton housing is 22% lower than the national average
  • Ohio general sales tax is 13% higher than the national average
  • Ohio state income tax is 6% higher than the national average

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$108,250$9,021$2,526$3,248
      Renters$78,649$6,554$1,835$2,360
      A good way to judge both the affordability of the housing and the cost of living in Grafton is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Grafton has a median income of about $108,250 for people who own homes. Based on that number, a maximum of $2,526 should be spent on expenses related to housing. Renters have a slightly different median income, which is $78,649. Based on this average, renters should spend no more than $1,835 on all rental costs if they want to maintain a non-impoverished standard of living.

      Ohio Sales Tax

      State General Sales Tax With Max Surtax
      Ohio 5.75% 8%

      Ohio Income Tax

      State Income Tax (Low) Income Tax (High)
      Ohio 2.76% 3.99%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Linndale, OH3468118.5%
      Eaton Estates, OH1,2348317.1%
      Lorain, OH66,1738415.7%
      Kipton, OH2008415.6%
      Wellington, OH4,5638514.8%
      Grafton, OH6,168919.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Northville, MI6,16811817.9%
      Mulvane, KS6,1668911.1%
      Ocean City, FL6,1701054.9%
      Gilbertsville, PA6,17011212.2%
      Shaw Heights, CO6,16512525.5%
      Grafton, OH6,168919.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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