Cost of Living in Gilberts, IL

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D
19%
Overall NAT. AVG.
4%
Goods & Services NAT. AVG.
68%
Housing NAT. AVG.
Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Gilberts Illinois National
Cost of living11998100
Goods & Services9698100
Groceries99100100
Health care115102100
Housing16895100
Transportation101102100
Utilities9298100
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Homes For Sale In Gilberts, IL

property for sale

268 Alpine Dr

Gilberts, IL
property for sale

134 Timber Ct

Gilberts, IL
property for sale

75 Woodland Park Cir

Gilberts, IL
property for sale

568 Pamela St

Gilberts, IL

Cost Of Living Quick Facts

  • The cost of living in Gilberts is 21% higher than the Illinois average
  • The cost of living in Gilberts is 19% higher than the national average
  • Gilberts housing is 68% higher than the national average
  • Illinois general sales tax is 22% higher than the national average
  • Illinois state income tax is 91% higher than the national average

Most Affordable Places to Live in and Around Gilberts

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Compare Gilberts, IL Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$157,955$13,163$3,685$4,739
      Renters$145,340$12,112$3,391$4,361
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Gilberts, IL, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Gilberts, homeowners have a median income of $157,955. Using that number, a maximum of $3,685 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $145,340, which means there is a maximum of $3,391 to be spent on the costs of renting a home or apartment.

      Illinois Sales Tax

      State General Sales Tax With Max Surtax
      Illinois 6.25% 10.25%

      Illinois Income Tax

      State Income Tax (Low) Income Tax (High)
      Illinois 4.95% 4.95%

      Goods & Services

      Item Gilberts National avg. Difference
      Haircut $27.97$27.621.3%
      Beauty Salon $45.42$51.1111.1%
      Toothpaste $4.20$4.092.6%
      Shampoo $1.53$1.540.8%
      Movie $12.99$12.880.9%
      Yoga $15.88$19.6619.2%

      Groceries

      Item Gilberts National avg. Difference
      Ground Beef $7.72$7.700.2%
      Fried Chicken $1.55$1.666.8%
      Milk $4.76$4.730.6%
      Potatoes $5.31$5.261.0%
      Pizza $12.86$12.760.8%
      Beer $10.42$10.551.2%

      Health Care

      Item Gilberts National avg. Difference
      Optometrist $90.00$140.0635.7%
      Doctor $191.40$153.8224.4%
      Dentist $124.67$123.151.2%
      Ibuprofen $11.88$11.731.3%
      Lipitor $32.27$23.6136.7%

      Housing

      Item Gilberts National avg. Difference
      Home Price $473,820.00$326,622.0045.1%
      Avg. Mortgage Payment $1,833.16$2,480.2526.1%
      Apartment Rent $3,188.00$1,444.00120.8%

      Transportation

      Item Gilberts National avg. Difference
      Gasoline $3.19$3.064.4%
      Tire Balancing $60.65$65.217.0%

      Utilities

      Item Gilberts National avg. Difference
      All Electricity $188.02$220.1214.6%
      Phone $201.97$195.713.2%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Marengo, IL8,096955.0%
      Union, IL699973.1%
      Woodstock, IL26,024991.4%
      Carpentersville, IL38,3831076.8%
      Holiday Hills, IL6781087.8%
      Gilberts, IL8,11611918.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      York, NE8,115936.8%
      Orland, CA8,12111413.7%
      Bellevue, OH8,1108712.5%
      Ripon, WI8,1108911.5%
      Bridge City, TX8,123946.4%
      Gilberts, IL8,11611918.6%
      Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.
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