Cost of Living in Giddings, TX

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A+
9%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
24%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Giddings Texas National
Cost of living9194100
Groceries10198100
Health care9998100
Housing7683100
Transportation9898100
Utilities103103100
Lifestyle & Entertainment9498100
Household Items9898100
Education & Childcare9398100
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Homes For Sale In Giddings, TX

property for sale

Lot 34 Parkwood Ranch TRL

Smithville, TX
property for sale

1371 Private Road 2051

Giddings, TX
property for sale

59.51 Acres CR 208

Giddings, TX
property for sale

808 W Boundary St

Giddings, TX
See the Newest Homes For Sale In Giddings, TX

Cost Of Living Quick Facts

  • The cost of living in Giddings is 3% lower than the Texas average
  • The cost of living in Giddings is 9% lower than the national average
  • Giddings housing is 24% lower than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Giddings

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$74,931$6,244$1,748$2,248
      Renters$53,058$4,422$1,238$1,592
      The affordability of the housing market in Giddings, TX as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Giddings homeowners, the median income is $74,931. This indicates that a monthly maximum of $1,748 should be spent by homeowners on all housing related costs. Renters have a median income of $53,058. This indicates that renters would have a maximum of $1,238 for their rent related monthly costs.

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Carmine, TX208909.8%
      Smithville, TX4,596981.9%
      Round Top, TX8515756.7%
      Giddings, TX5,206918.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Union Grove, WI5,2061000.1%
      Cumberland, Subd. C, NS5,206n/a 
      Gretna, NE5,207990.9%
      Chesterbrook, PA5,20713029.9%
      Centre Hastings, ON5,204n/a 
      Giddings, TX5,206918.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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