| Index | Germantown | Illinois | National |
| Cost of living | 89 | 96 | 100 |
| Goods & Services | 92 | 97 | 100 |
| Groceries | 97 | 98 | 100 |
| Health care | 89 | 95 | 100 |
| Housing | 76 | 95 | 100 |
| Transportation | 94 | 103 | 100 |
| Utilities | 102 | 89 | 100 |
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $67,500 | $5,625 | $1,575 | $2,025 |
| Renters | $41,389 | $3,449 | $966 | $1,242 |
| State | General Sales Tax | With Max Surtax |
| Illinois | 6.25% | 10.25% |
| State | Income Tax (Low) | Income Tax (High) |
| Illinois | 4.95% | 4.95% |
| Item | Germantown | National avg. | Difference |
| Haircut | $21.19 | $24.26 | 12.7% |
| Beauty Salon | $40.57 | $45.56 | 11.0% |
| Toothpaste | $3.75 | $3.70 | 1.3% |
| Shampoo | $1.11 | $1.28 | 13.3% |
| Movie | $11.28 | $12.13 | 7.1% |
| Bowling | $16.92 | $18.00 | 6.0% |
| Item | Germantown | National avg. | Difference |
| Ground Beef | $6.40 | $5.84 | 9.7% |
| Fried Chicken | $1.36 | $1.57 | 13.3% |
| Milk | $4.50 | $4.67 | 3.7% |
| Potatoes | $5.28 | $4.93 | 6.9% |
| Pizza | $10.84 | $12.09 | 10.3% |
| Beer | $9.47 | $10.41 | 9.1% |
| Item | Germantown | National avg. | Difference |
| Optometrist | $125.72 | $125.68 | 0.0% |
| Doctor | $124.51 | $135.78 | 8.3% |
| Dentist | $100.78 | $113.29 | 11.0% |
| Ibuprofen | $10.14 | $10.65 | 4.8% |
| Lipitor | $520.16 | $468.60 | 11.0% |
| Item | Germantown | National avg. | Difference |
| Home Price | $139,200.00 | $184,700.00 | 24.6% |
| Avg. Mortgage Payment | $1,737.43 | $2,346.69 | 26.0% |
| Apartment Rent | $742.00 | $949.00 | 21.8% |
| Item | Germantown | National avg. | Difference |
| Gasoline | $3.20 | $3.46 | 7.6% |
| Tire Balancing | $50.00 | $59.92 | 16.6% |
| Item | Germantown | National avg. | Difference |
| All Electricity | $133.84 | $193.99 | 31.0% |
| Phone | $188.69 | $192.25 | 1.9% |
| City | Population | Cost of Living Index | National Avg. |
| Keyesport, IL | 493 | 79 | 21.3% |
| New Minden, IL | 185 | 80 | 20.1% |
| Huey, IL | 136 | 80 | 19.8% |
| Fayetteville, IL | 438 | 81 | 19.1% |
| Venedy, IL | 145 | 81 | 19.1% |
| Germantown, IL | 1,279 | 89 | 11.3% |
| City | Population | Cost of Living Index | National Avg. |
| Litchfield, CT | 1,279 | 123 | 23.2% |
| Hurley, MS | 1,279 | 95 | 4.6% |
| Seven Points, TX | 1,279 | 89 | 11.4% |
| Grantsburg, WI | 1,279 | 85 | 15.0% |
| Berry Creek, CA | 1,278 | 111 | 10.7% |
| Germantown, IL | 1,279 | 89 | 11.3% |
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