Cost Of Living in German Valley, IL

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15%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

44%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	German Valley	Illinois	National
Cost of living	85	98	100
Groceries	98	100	100
Health care	98	100	100
Housing	56	95	100
Transportation	100	101	100
Utilities	96	99	100
Lifestyle & Entertainment	94	100	100
Household Items	97	100	100
Education & Childcare	97	100	100

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Homes For Sale In German Valley, IL

101 Stephenson St

German Valley, IL

20 Academy St

German Valley, IL

Cost Of Living Quick Facts

The cost of living in German Valley is 14% lower than the Illinois average
The cost of living in German Valley is 15% lower than the national average
German Valley housing is 44% lower than the national average
Illinois general sales tax is 22% higher than the national average
Illinois state income tax is 91% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$103,877	$8,656	$2,424	$3,117
Renters	$51,728	$4,311	$1,207	$1,552

Illinois Sales Tax

State	General Sales Tax	With Max Surtax
Illinois	6.25%	10.25%

Illinois Income Tax

State	Income Tax (Low)	Income Tax (High)
Illinois	4.95%	4.95%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Adeline, IL	101	80	20.5%
Freeport, IL	24,837	82	17.6%
Leaf River, IL	520	84	16.0%
Dakota, IL	741	84	15.6%
Shannon, IL	763	85	15.1%
German Valley, IL	579	85	15.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Branson West, MO	579	93	7.4%
Fessenden, ND	579	82	18.4%
Ravia, OK	579	81	19.4%
Gallipolis Ferry, WV	579	80	19.7%
Raymore, SK	579	n/a
German Valley, IL	579	85	15.1%