Georgetown 78 Exceptional
Georgetown Livability #75 ranked city in Kentucky#2,338 ranked city in the USARanks better than 92% of areas
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Pros and Cons of Living in Georgetown

PROS
  • Cost Of Living Cost Of Living

    The cost of living in this region is notably lower than the national average, encompassing everyday goods, housing, utilities, transportation and health care expenses.

  • Crime Crime

    The crime rate is far lower than the national average per 100,000 residents. As such, it should be considered a very safe place to live when compared to other areas.

  • Employment Employment

    This area excels in the employment category with a score well above average, primarily due to the higher median home income, per capita income and low unemployment rates.

  • Housing Housing

    High scores in the housing category are attributed to this area, possibly pointing to a favorable home affordability ratio, robust appreciation rates or elevated home values.

  • Health & Safety Health & Safety

    Achieving a high health and safety score relies on factors including great air quality and convenient access to vital health facilities such as hospitals, doctors, clinics and police stations.

CONS
  • Commute Commute

    Access to public transportation in this particular area may be limited, which can result in longer-than-average commute times to reach workplaces.

What's it like Living in Georgetown?

Located in the state of Kentucky, Georgetown is a mid-sized city with a population of 35,429 inhabitants. If we take a look at the last Census, the vast majority of the population falls within one racial group (84% White). Given that fact, Georgetown could be considered less diverse than other cities. Georgetown could be a great place for young adults and students as the average age of 33 years old is below the nation’s average. If you are not a fan of long commutes, you will enjoy living in Georgetown. With an average one way commute time of only 20 minutes, getting to and from work is a breeze compared to the national average of 26 minutes.

Whether you’re relocating to a new city to be closer to family, friends or for a new job, living in Georgetown could be a positive experience compared to other cities in Kentucky if you know where to look. Don't forget to determine what matters most to you in a neighborhood. Consider factors such as safety, proximity to work or school, access to amenities (like parks, fitness facilities, grocery stores, restaurants), public transportation options, community atmosphere and the overall vibe you're looking for. To help you find the best places to live in and around Georgetown, AreaVibes has created a livability score using key metrics like amenities, crime, commute, health & safety, housing and more.

The livability score in Georgetown is 78/100 and the city is ranked in the 92nd percentile of all cities across America. This is a great score, as Georgetown ranks well in multiple categories! Another exciting tidbit, is that Georgetown ranks better than 90% of all US cities! Based on the grades for each individual category, Georgetown has received high marks for crime (A), cost of living (A+), employment (B+) and housing (A+). On a less positive note, Georgetown does not have favorable scores for the following: amenities (D). If we take a look at the data, we can find out why.

Feeling a sense of safety in the area that you live in is a must for most people. Low crime rates can have a positive impact on things like home prices, home appreciation rates and can help foster positive community dynamics and social cohesion. Georgetown has a violent crime rate of 122 crimes per 100,000 residents which is far lower than the national average.

The unemployment rate in Georgetown has consistently declined over the years and currently stands well below the national average at 2.1%. This downward trend holds the potential to reduce poverty and inequality within the region, promote higher wage levels and stimulate greater economic growth. Such positive indicators signal the overall robust health of the local economy, offering a promising outlook for its residents and fostering an environment of financial well-being and prosperity.

A healthy real estate market serves as a key economic indicator. It could signify overall local economic strength, stability and reflects consumer confidence in the area. Based on multiple factors including: median home and rental prices, appreciation rates and home affordability, Georgetown has received high marks in the housing category. Based on these calculations, the apartment rental and real estate market appears to be very healthy.

Assuming that Georgetown meets all of your requirements like low crime rates, good schools and great local amenities, the next most important item to examine is the affordability of real estate in Georgetown. Everything else becomes a lot less important if it turns out that home prices in Georgetown are simply unattainable. Median real estate prices in Georgetown come in at $311,280, which is 38.2% higher than the Kentucky average. The home price to income ratio compares the median home prices to the median household income. In Georgetown, the home price to income ratio is 3.1, which is 8.8% lower than the Kentucky average.

Best Places to Live in and Around Georgetown

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Compare Georgetown, KY Livability

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      Georgetown transportation information

      Statistic Georgetown Kentucky National
      Average one way commute20min23min26min
      Workers who drive to work81.0%82.2%76.4%
      Workers who carpool10.7%9.7%9.3%
      Workers who take public transit0.1%1.1%5.1%
      Workers who bicycle0.0%0.2%0.6%
      Workers who walk1.3%2.4%2.8%
      Working from home6.1%3.3%4.6%
      Source: The Georgetown, KY data and statistics displayed above are derived from the United States Census Bureau American Community Survey (ACS) and include 2026 modeled data developed using proprietary methodologies.