Cost Of Living in Geneva, IN

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15%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

43%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Geneva	Indiana	National
Cost of living	85	89	100
Groceries	98	97	100
Health care	95	97	100
Housing	57	72	100
Transportation	100	96	100
Utilities	95	96	100
Lifestyle & Entertainment	95	95	100
Household Items	100	98	100
Education & Childcare	95	94	100

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Homes For Sale In Geneva, IN

210 Lincoln St

Geneva, IN

Cost Of Living Quick Facts

The cost of living in Geneva is 4% lower than the Indiana average
The cost of living in Geneva is 15% lower than the national average
Geneva housing is 43% lower than the national average
Indiana general sales tax is 37% higher than the national average
Indiana state income tax is 21% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$89,841	$7,487	$2,096	$2,695
Renters	$45,003	$3,750	$1,050	$1,350

Indiana Sales Tax

State	General Sales Tax	With Max Surtax
Indiana	7%	7%

Indiana Income Tax

State	Income Tax (Low)	Income Tax (High)
Indiana	3.15%	3.15%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Bryant, IN	218	73	27.0%
Wren, OH	191	80	20.4%
Willshire, OH	356	81	18.6%
Salamonia, IN	153	80	20.2%
Pennville, IN	887	80	20.1%
Geneva, IN	1,269	85	14.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Hotchkiss, CO	1,269	98	2.0%
Indian Shores, FL	1,269	143	42.8%
Branchville, SC	1,269	81	18.8%
Greenback, TN	1,269	105	5.5%
Oak Grove Heights, AR	1,268	88	12.4%
Geneva, IN	1,269	85	14.9%