Cost of Living in Gary, SD

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23%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
67%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Gary South Dakota National
Cost of living7792100
Groceries9899100
Health care9597100
Housing3377100
Transportation9396100
Utilities104103100
Lifestyle & Entertainment9394100
Household Items9596100
Education & Childcare9898100
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Homes For Sale In Gary, SD

property for sale

2150 Edgewater Dr

Gary, SD
property for sale

404 Main Ave

Gary, SD
property for sale

Grand BLVD

Gary, SD
property for sale

13 Edgewater Dr

Norden Township, SD
See the Newest Homes For Sale In Gary, SD

Cost Of Living Quick Facts

  • The cost of living in Gary is 15% lower than the South Dakota average
  • The cost of living in Gary is 23% lower than the national average
  • Gary housing is 67% lower than the national average
  • South Dakota general sales tax is 12% lower than the national average
  • South Dakota state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Gary

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      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$71,083$5,924$1,658$2,133
      Renters$0$0$0$0

      South Dakota Sales Tax

      State General Sales Tax With Max Surtax
      South Dakota 4.5% 6%

      South Dakota Income Tax

      State Income Tax (Low) Income Tax (High)
      South Dakota 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Altamont, SD32963.5%
      Marietta, MN1707326.7%
      Brandt, SD977624.3%
      Porter, MN1667821.6%
      Canby, MN1,5908317.0%
      Gary, SD2937722.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Madrid, AL2938713.0%
      Carl, GA29311616.5%
      Iroquois, IL2938614.0%
      Anthoston, KY2938713.1%
      Mentor, KY293937.5%
      Gary, SD2937722.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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