| Index | Gary City | Texas | National |
| Cost of living | 95 | 92 | 100 |
| Goods & Services | 91 | 96 | 100 |
| Groceries | 95 | 95 | 100 |
| Health care | 99 | 97 | 100 |
| Housing | n/a | 83 | 100 |
| Transportation | 95 | 92 | 100 |
| Utilities | 107 | 102 | 100 |


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| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $48,485 | $4,040 | $1,131 | $1,455 |
| Renters | $0 | $0 | $0 | $0 |
| State | General Sales Tax | With Max Surtax |
| Texas | 6.25% | 8.25% |
| State | Income Tax (Low) | Income Tax (High) |
| Texas | 0% | 0% |
| Item | Gary City | National avg. | Difference |
| Haircut | $21.75 | $27.62 | 21.2% |
| Beauty Salon | $35.55 | $51.11 | 30.4% |
| Toothpaste | $4.09 | $4.09 | 0.1% |
| Shampoo | $1.29 | $1.54 | 16.3% |
| Movie | $10.78 | $12.88 | 16.3% |
| Yoga | $29.17 | $19.66 | 48.4% |
| Item | Gary City | National avg. | Difference |
| Ground Beef | $7.85 | $7.70 | 1.9% |
| Fried Chicken | $1.51 | $1.66 | 9.2% |
| Milk | $4.38 | $4.73 | 7.5% |
| Potatoes | $5.44 | $5.26 | 3.5% |
| Pizza | $10.54 | $12.76 | 17.4% |
| Beer | $10.31 | $10.55 | 2.3% |
| Item | Gary City | National avg. | Difference |
| Optometrist | $106.24 | $140.06 | 24.1% |
| Doctor | $144.33 | $153.82 | 6.2% |
| Dentist | $136.11 | $123.15 | 10.5% |
| Ibuprofen | $11.56 | $11.73 | 1.5% |
| Lipitor | $20.60 | $23.61 | 12.8% |
| Item | Gary City | National avg. | Difference |
| Home Price | $0.00 | $326,622.00 | 100.0% |
| Avg. Mortgage Payment | $2,101.99 | $2,480.25 | 15.3% |
| Apartment Rent | $0.00 | $1,444.00 | 100.0% |
| Item | Gary City | National avg. | Difference |
| Gasoline | $2.74 | $3.06 | 10.4% |
| Tire Balancing | $70.00 | $65.21 | 7.3% |
| Item | Gary City | National avg. | Difference |
| All Electricity | $237.98 | $220.12 | 8.1% |
| Phone | $205.01 | $195.71 | 4.8% |
| City | Population | Cost of Living Index | National Avg. |
| Tenaha, TX | 1,628 | 77 | 23.1% |
| Timpson, TX | 1,236 | 78 | 21.8% |
| Garrison, TX | 1,371 | 83 | 17.5% |
| Beckville, TX | 968 | 86 | 13.5% |
| Carthage, TX | 6,700 | 88 | 12.0% |
| Gary City, TX | 396 | 95 | 5.0% |
| City | Population | Cost of Living Index | National Avg. |
| Topawa, AZ | 396 | 103 | 3.2% |
| Neponset, IL | 396 | 85 | 15.3% |
| Mineral Point, MO | 396 | 87 | 13.0% |
| Hayesville, NC | 396 | 88 | 11.8% |
| Pedricktown, NJ | 396 | 104 | 4.5% |
| Gary City, TX | 396 | 95 | 5.0% |