| Index | Gary City | Texas | National |
| Cost of living | 95 | 92 | 100 |
| Goods & Services | 90 | 96 | 100 |
| Groceries | 96 | 96 | 100 |
| Health care | 95 | 94 | 100 |
| Housing | n/a | 83 | 100 |
| Transportation | 91 | 92 | 100 |
| Utilities | 112 | 104 | 100 |
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| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $32,222 | $2,685 | $752 | $967 |
| Renters | $0 | $0 | $0 | $0 |
| State | General Sales Tax | With Max Surtax |
| Texas | 6.25% | 8.25% |
| State | Income Tax (Low) | Income Tax (High) |
| Texas | 0% | 0% |
| Item | Gary City | National avg. | Difference |
| Haircut | $22.25 | $24.26 | 8.3% |
| Beauty Salon | $71.45 | $45.56 | 56.8% |
| Toothpaste | $3.70 | $3.70 | 0.1% |
| Shampoo | $1.23 | $1.28 | 3.8% |
| Movie | $12.61 | $12.13 | 4.0% |
| Bowling | $21.33 | $18.00 | 18.5% |
| Item | Gary City | National avg. | Difference |
| Ground Beef | $5.03 | $5.84 | 13.9% |
| Fried Chicken | $1.65 | $1.57 | 4.7% |
| Milk | $4.57 | $4.67 | 2.3% |
| Potatoes | $5.00 | $4.93 | 1.3% |
| Pizza | $11.54 | $12.09 | 4.5% |
| Beer | $10.80 | $10.41 | 3.8% |
| Item | Gary City | National avg. | Difference |
| Optometrist | $143.03 | $125.68 | 13.8% |
| Doctor | $158.64 | $135.78 | 16.8% |
| Dentist | $139.33 | $113.29 | 23.0% |
| Ibuprofen | $10.59 | $10.65 | 0.6% |
| Lipitor | $368.77 | $468.60 | 21.3% |
| Item | Gary City | National avg. | Difference |
| Home Price | $0.00 | $184,700.00 | 100.0% |
| Avg. Mortgage Payment | $3,286.82 | $2,346.69 | 40.1% |
| Apartment Rent | $0.00 | $949.00 | 100.0% |
| Item | Gary City | National avg. | Difference |
| Gasoline | $3.07 | $3.46 | 11.2% |
| Tire Balancing | $63.10 | $59.92 | 5.3% |
| Item | Gary City | National avg. | Difference |
| All Electricity | $230.61 | $193.99 | 18.9% |
| Phone | $208.71 | $192.25 | 8.6% |
| City | Population | Cost of Living Index | National Avg. |
| Tenaha, TX | 1,595 | 77 | 23.4% |
| Timpson, TX | 1,207 | 78 | 22.3% |
| Garrison, TX | 1,319 | 82 | 17.8% |
| Beckville, TX | 934 | 88 | 11.7% |
| Carthage, TX | 6,442 | 90 | 9.9% |
| Gary City, TX | 380 | 95 | 5.4% |
| City | Population | Cost of Living Index | National Avg. |
| Nances Creek, AL | 380 | 96 | 3.9% |
| Midway town, AR | 380 | 78 | 21.8% |
| Cane Beds, AZ | 380 | 102 | 2.0% |
| El Moro, CO | 380 | 113 | 13.0% |
| Good Hope, GA | 380 | 95 | 4.5% |
| Gary City, TX | 380 | 95 | 5.4% |
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