Cost of Living in Gardendale, TX

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B+
10%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
36%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Gardendale Texas National
Cost of living11094100
Groceries9998100
Health care9898100
Housing13683100
Transportation9998100
Utilities107103100
Lifestyle & Entertainment10298100
Household Items9698100
Education & Childcare9898100
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Homes For Sale In Gardendale, TX

property for sale

TBD E Goldenrod Dr

Gardendale, TX
property for sale

4435 E Larkspur Ln

Gardendale, TX
property for sale

15425 N Hollyhock Ave

Gardendale, TX
property for sale

De Portola St

Gardendale, TX

Cost Of Living Quick Facts

  • The cost of living in Gardendale is 17% higher than the Texas average
  • The cost of living in Gardendale is 10% higher than the national average
  • Gardendale housing is 36% higher than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Gardendale

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Compare Gardendale, TX Cost of Living

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$127,762$10,647$2,981$3,833
      Renters$49,523$4,127$1,155$1,486

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      West Odessa, TX26,9729010.1%
      Goldsmith, TX127927.8%
      Odessa, TX125,590981.7%
      Gardendale, TX1,44311010.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Pinetops, NC1,4438317.0%
      New Middletown, OH1,4438515.0%
      Spencer, TN1,4438218.0%
      Dunnigan, CA1,4441044.1%
      Strawberry Point, IA1,4428416.1%
      Gardendale, TX1,44311010.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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