| Index | Garden City | Texas | National |
| Cost of living | 103 | 92 | 100 |
| Goods & Services | 109 | 96 | 100 |
| Groceries | 96 | 95 | 100 |
| Health care | 115 | 97 | 100 |
| Housing | 104 | 83 | 100 |
| Transportation | 90 | 92 | 100 |
| Utilities | 97 | 102 | 100 |


Why stop at city-to-city? With Local Insights, you can compare neighborhoods, zip codes, or even exact addresses. Access 300+ hyperlocal data points—from schools and crime to housing and amenities—to see which area is the better fit.
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $0 | $0 | $0 | $0 |
| Renters | $0 | $0 | $0 | $0 |
| State | General Sales Tax | With Max Surtax |
| Texas | 6.25% | 8.25% |
| State | Income Tax (Low) | Income Tax (High) |
| Texas | 0% | 0% |
| Item | Garden City | National avg. | Difference |
| Haircut | $33.86 | $27.62 | 22.6% |
| Beauty Salon | $68.51 | $51.11 | 34.1% |
| Toothpaste | $4.06 | $4.09 | 0.8% |
| Shampoo | $1.55 | $1.54 | 0.5% |
| Movie | $13.27 | $12.88 | 3.0% |
| Yoga | $20.86 | $19.66 | 6.1% |
| Item | Garden City | National avg. | Difference |
| Ground Beef | $7.09 | $7.70 | 8.0% |
| Fried Chicken | $1.42 | $1.66 | 14.6% |
| Milk | $4.65 | $4.73 | 1.8% |
| Potatoes | $5.48 | $5.26 | 4.3% |
| Pizza | $14.73 | $12.76 | 15.4% |
| Beer | $10.61 | $10.55 | 0.6% |
| Item | Garden City | National avg. | Difference |
| Optometrist | $123.68 | $140.06 | 11.7% |
| Doctor | $99.95 | $153.82 | 35.0% |
| Dentist | $193.04 | $123.15 | 56.8% |
| Ibuprofen | $11.38 | $11.73 | 3.0% |
| Lipitor | $25.77 | $23.61 | 9.1% |
| Item | Garden City | National avg. | Difference |
| Home Price | $340,181.00 | $326,622.00 | 4.2% |
| Avg. Mortgage Payment | $2,019.21 | $2,480.25 | 18.6% |
| Apartment Rent | $0.00 | $1,444.00 | 100.0% |
| Item | Garden City | National avg. | Difference |
| Gasoline | $2.80 | $3.06 | 8.3% |
| Tire Balancing | $55.75 | $65.21 | 14.5% |
| Item | Garden City | National avg. | Difference |
| All Electricity | $205.49 | $220.12 | 6.6% |
| Phone | $203.64 | $195.71 | 4.1% |
| City | Population | Cost of Living Index | National Avg. |
| Garden City, TX | 302 | 103 | 2.8% |
| City | Population | Cost of Living Index | National Avg. |
| Idledale, CO | 302 | 141 | 40.6% |
| Baldwin, IL | 302 | 83 | 17.3% |
| Fillmore, IL | 302 | 81 | 18.6% |
| Healy, KS | 302 | 76 | 23.7% |
| Lodgepole, NE | 302 | 81 | 18.5% |
| Garden City, TX | 302 | 103 | 2.8% |