Cost Of Living in Garden City, AL

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12%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

34%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Garden City	Alabama	National
Cost of living	88	89	100
Groceries	98	96	100
Health care	99	95	100
Housing	66	74	100
Transportation	98	95	100
Utilities	95	97	100
Lifestyle & Entertainment	96	94	100
Household Items	96	96	100
Education & Childcare	96	93	100

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Homes For Sale In Garden City, AL

519 Roland Johnson Pkwy

Hanceville, AL

228 Highland St SE

Hanceville, AL

405 3rd St SE

Hanceville, AL

618 3rd St SE

Hanceville, AL

Cost Of Living Quick Facts

The cost of living in Garden City is 1% lower than the Alabama average
The cost of living in Garden City is 12% lower than the national average
Garden City housing is 34% lower than the national average
Alabama general sales tax is 22% lower than the national average
Alabama state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$68,483	$5,707	$1,598	$2,055
Renters	$52,329	$4,361	$1,221	$1,570

Alabama Sales Tax

State	General Sales Tax	With Max Surtax
Alabama	4%	13.5%

Alabama Income Tax

State	Income Tax (Low)	Income Tax (High)
Alabama	2%	5%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Colony, AL	304	79	20.6%
Trafford, AL	544	84	15.6%
County Line, AL	308	85	14.6%
East Point, AL	370	84	16.1%
Cleveland, AL	1,385	84	15.9%
Garden City, AL	618	88	12.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Gilbertown, AL	618	80	19.8%
Bantam, CT	618	101	1.0%
Dudley, GA	618	92	7.9%
Portal, GA	618	86	13.6%
Boothville, LA	618	80	19.9%
Garden City, AL	618	88	12.4%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Garden City, AL

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Cost Of Living Quick Facts

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Median Income & Debt-To-Income Ratio

Alabama Sales Tax

Alabama Income Tax

Nearby cities with low cost of living

Cities with similar population