Cost of Living in Galena, IL

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A+
9%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
20%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Galena Illinois National
Cost of living9198100
Groceries98100100
Health care96100100
Housing8095100
Transportation96101100
Utilities9399100
Lifestyle & Entertainment97100100
Household Items97100100
Education & Childcare89100100
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Homes For Sale In Galena, IL

property for sale

19 Settler Ln

Galena, IL
property for sale

13 Heatherdowns Ln

Galena, IL
property for sale

108 Walnut Hill Dr

Galena, IL
property for sale

8 Trillium Ln

Galena, IL
See the Newest Homes For Sale In Galena, IL

Cost Of Living Quick Facts

  • The cost of living in Galena is 7% lower than the Illinois average
  • The cost of living in Galena is 9% lower than the national average
  • Galena housing is 20% lower than the national average
  • Illinois general sales tax is 22% higher than the national average
  • Illinois state income tax is 91% higher than the national average

Most Affordable Places to Live in and Around Galena

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Compare Galena, IL Cost of Living

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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$99,224$8,269$2,315$2,977
      Renters$43,887$3,657$1,024$1,317

      Illinois Sales Tax

      State General Sales Tax With Max Surtax
      Illinois 6.25% 10.25%

      Illinois Income Tax

      State Income Tax (Low) Income Tax (High)
      Illinois 4.95% 4.95%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Hanover, IL7378218.4%
      Elizabeth, IL9288416.3%
      Shullsburg, WI1,2958415.6%
      La Motte, IA2498613.6%
      Scales Mound, IL5218713.2%
      Galena, IL3,259919.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Avondale Estates, GA3,25913231.5%
      Meadowdale, WA3,25915353.0%
      Tomahawk, WI3,2599010.3%
      Eden, NY3,2581054.9%
      Marion, AL3,2608317.1%
      Galena, IL3,259919.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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