| Index | Fremont | Ohio | National |
| Cost of living | 84 | 89 | 100 |
| Groceries | 96 | 97 | 100 |
| Health care | 95 | 96 | 100 |
| Housing | 57 | 74 | 100 |
| Transportation | 97 | 96 | 100 |
| Utilities | 95 | 96 | 100 |
| Lifestyle & Entertainment | 98 | 95 | 100 |
| Household Items | 96 | 97 | 100 |
| Education & Childcare | 91 | 93 | 100 |
The cost of living in Fremont affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Fremont is 84, which is 16% lower than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.
Housing costs often consume a significant share of your take-home income, often surpassing 30%. Fortunately, Fremont distinguishes itself by reporting housing expenses that are 42.7% below the national average. This indicates that both owning a home and renting in this area are notably more budget-friendly compared to the rest of the nation. With such favorable housing affordability, residents of Fremont can allocate more of their income to housing, enhancing their financial flexibility.
Is Fremont affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Fremont, the median home price is 49.8% lower than the national average and monthly rent prices are 26.1% lower than the typical rates. Additionally, the median income levels play a role in affordability, with Fremont boasting a median household income of $63,447, 22% lower than the national average.
Utilities: Much like any other costs, utility expenses can exhibit considerable variations, influenced by factors such as climate, available energy sources, geographic location and state regulations. The costs associated with electricity, water, heating, and waste disposal can vary significantly depending on the city or state in question. In Fremont, the utilities index stands at 5.4% lower than the national average.
Healthcare: Healthcare costs and insurance premiums can undergo substantial fluctuations based on the city or state of residence. Elements such as the availability of healthcare facilities, out-of-pocket costs for medical consultations, dental expenses, prescription medication charges and specialized medical care fees all contribute to variations in the cost of living. In Fremont, healthcare costs are 4.8% lower than the national average.
Subsidies: Certain cities or states may institute government subsidies or assistance programs designed to alleviate the financial burdens associated with the cost of living for their residents. These programs encompass a variety of support mechanisms, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farm subsidies. Areas that provide fewer subsidies may see an uptick in their overall cost of living.
The Fremont cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $81,030 | $6,753 | $1,891 | $2,431 |
| Renters | $44,459 | $3,705 | $1,037 | $1,334 |
| State | General Sales Tax | With Max Surtax |
| Ohio | 5.75% | 8% |
| State | Income Tax (Low) | Income Tax (High) |
| Ohio | 2.76% | 3.99% |
| City | Population | Cost of Living Index | National Avg. |
| Vickery, OH | 118 | 96 | 4.4% |
| Kansas, OH | 53 | 96 | 4.4% |
| Wightmans Grove, OH | 41 | 96 | 4.4% |
| Hessville, OH | 86 | 96 | 4.4% |
| Fort Seneca, OH | 106 | 97 | 2.6% |
| Fremont, OH | 16,617 | 84 | 15.9% |
| City | Population | Cost of Living Index | National Avg. |
| Harrisburg, NC | 16,618 | 118 | 18.4% |
| Fairview Heights, IL | 16,620 | 96 | 4.4% |
| Kings Park, NY | 16,620 | 143 | 42.9% |
| Stuart, FL | 16,622 | 109 | 8.7% |
| Opa-locka, FL | 16,610 | 101 | 1.2% |
| Fremont, OH | 16,617 | 84 | 15.9% |
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