Cost of Living in Fremont, IN

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11%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
25%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Fremont Indiana National
Cost of living8989100
Groceries9597100
Health care9697100
Housing7572100
Transportation9396100
Utilities10296100
Lifestyle & Entertainment9795100
Household Items9698100
Education & Childcare9194100
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Homes For Sale In Fremont, IN

property for sale

222 W Clear Lake Dr

Fremont, IN
property for sale

106 N Coldwater St

Fremont, IN
property for sale

607 W North St

Fremont, IN
property for sale

15 Lane 420 Jimmerson Lk

Fremont, IN

Cost Of Living Quick Facts

  • The cost of living in Fremont is equal to the Indiana average
  • The cost of living in Fremont is 11% lower than the national average
  • Fremont housing is 25% lower than the national average
  • Indiana general sales tax is 37% higher than the national average
  • Indiana state income tax is 21% higher than the national average

Most Affordable Places to Live in and Around Fremont

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$73,342$6,112$1,711$2,200
      Renters$42,531$3,544$992$1,276

      Indiana Sales Tax

      State General Sales Tax With Max Surtax
      Indiana 7% 7%

      Indiana Income Tax

      State Income Tax (Low) Income Tax (High)
      Indiana 3.15% 3.15%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Nettle Lake, OH3137425.9%
      Reading, MI9918218.3%
      Bronson, MI2,1318416.0%
      Montgomery, MI3688316.7%
      Ashley, IN1,0828416.5%
      Fremont, IN2,3978910.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Quitman, TX2,398919.3%
      Highlands, BC2,398n/a 
      Belleair Bluffs, FL2,39511514.8%
      Rolling Fork, MS2,3958118.9%
      Rangely, CO2,3991010.8%
      Fremont, IN2,3978910.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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