Cost Of Living in Fort Gibson, OK

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18%

Overall NAT. AVG.

18%

Goods & Services NAT. AVG.

34%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Fort Gibson	Oklahoma	National
Cost of living	82	85	100
Goods & Services	82	89	100
Groceries	97	96	100
Health care	90	95	100
Housing	66	70	100
Transportation	85	88	100
Utilities	99	97	100

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Homes For Sale In Fort Gibson, OK

6077 W 805 Rd

Fort Gibson, OK

105 Legacy Ct

Fort Gibson, OK

1942 E Highway 62

Fort Gibson, OK

1685 N County Line Rd

Fort Gibson, OK

Cost Of Living Quick Facts

The cost of living in Fort Gibson is 4% lower than the Oklahoma average
The cost of living in Fort Gibson is 18% lower than the national average
Fort Gibson housing is 34% lower than the national average
Oklahoma general sales tax is 12% lower than the national average
Oklahoma state income tax is 90% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$102,670	$8,556	$2,395	$3,080
Renters	$23,554	$1,963	$550	$707

A good way to judge both the affordability of the housing and the cost of living in Fort Gibson is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Fort Gibson has a median income of about $102,670 for people who own homes. Based on that number, a maximum of $2,395 should be spent on expenses related to housing. Renters have a slightly different median income, which is $23,554. Based on this average, renters should spend no more than $550 on all rental costs if they want to maintain a non-impoverished standard of living.

Oklahoma Sales Tax

State	General Sales Tax	With Max Surtax
Oklahoma	4.5%	11%

Oklahoma Income Tax

State	Income Tax (Low)	Income Tax (High)
Oklahoma	0.25%	4.75%

Goods & Services

Item	Fort Gibson	National avg.	Difference
Haircut	$19.11	$27.62	30.8%
Beauty Salon	$27.08	$51.11	47.0%
Toothpaste	$4.13	$4.09	0.9%
Shampoo	$1.51	$1.54	2.1%
Movie	$9.87	$12.88	23.4%
Yoga	$12.22	$19.66	37.8%

Groceries

Item	Fort Gibson	National avg.	Difference
Ground Beef	$7.52	$7.70	2.4%
Fried Chicken	$1.55	$1.66	6.8%
Milk	$4.69	$4.73	0.9%
Potatoes	$5.23	$5.26	0.5%
Pizza	$13.29	$12.76	4.1%
Beer	$10.14	$10.55	3.9%

Health Care

Item	Fort Gibson	National avg.	Difference
Optometrist	$97.50	$140.06	30.4%
Doctor	$103.17	$153.82	32.9%
Dentist	$120.39	$123.15	2.2%
Ibuprofen	$11.64	$11.73	0.8%
Lipitor	$23.81	$23.61	0.8%

Housing

Item	Fort Gibson	National avg.	Difference
Home Price	$219,524.00	$326,622.00	32.8%
Avg. Mortgage Payment	$1,749.14	$2,480.25	29.5%
Apartment Rent	$925.00	$1,444.00	35.9%

Transportation

Item	Fort Gibson	National avg.	Difference
Gasoline	$2.65	$3.06	13.2%
Tire Balancing	$51.67	$65.21	20.8%

Utilities

Item	Fort Gibson	National avg.	Difference
All Electricity	$214.28	$220.12	2.7%
Phone	$201.12	$195.71	2.8%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Summit, OK	127	63	36.6%
Sour John, OK	99	70	29.8%
Shady Grove CDP (McIntosh County), OK	219	72	28.3%
Mulberry, OK	102	74	25.6%
Hulbert, OK	569	75	24.7%
Fort Gibson, OK	4,098	82	18.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Balm, FL	4,098	112	11.7%
Bethlehem, NC	4,098	102	2.3%
Cumberland, Subd. D, NS	4,097	n/a
Sunset Beach, NC	4,096	110	9.7%
Mills, WY	4,096	89	11.5%
Fort Gibson, OK	4,098	82	18.4%

Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.

Cost of Living in Fort Gibson, OK

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Cost Of Living Quick Facts

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Median Income & Debt-To-Income Ratio

Oklahoma Sales Tax

Oklahoma Income Tax

Goods & Services

Groceries

Health Care

Housing

Transportation

Utilities

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Cities with similar population