| Index | Fitchburg | Wisconsin | National |
| Cost of living | 115 | 96 | 100 |
| Groceries | 97 | 99 | 100 |
| Health care | 99 | 98 | 100 |
| Housing | 156 | 89 | 100 |
| Transportation | 96 | 98 | 100 |
| Utilities | 104 | 101 | 100 |
| Lifestyle & Entertainment | 98 | 98 | 100 |
| Household Items | 98 | 99 | 100 |
| Education & Childcare | 94 | 98 | 100 |
The cost of living in Fitchburg affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Fitchburg is 115, which is 15% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.
Housing costs are a very significant part of the Fitchburg cost of living index and generally encompass a large percentage of take-home income. Unfortunately, in this area, the housing costs for both homes and rentals were 56.3% more than the average city. This includes things like home and rent prices, mortgage rates and insurance.
Wondering if Fitchburg is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Fitchburg, for example, the median home price is 74.9% higher than what folks pay nationally, and monthly rent is 13.1% higher than the usual rates. Plus, income levels matter too, with Fitchburg boasting a median household income of $113,916, which is 40.1% higher than the national average.
Utilities: Similar to the prices of any goods or services, utility expenses can fluctuate widely, contingent on variables such as climate, available energy sources, geographical location and state regulations. Costs associated with electricity, water, heating, and waste disposal can differ in magnitude, depending on the specific city or state. In Fitchburg, the utilities index registers at 3.8% higher than the national average.
Healthcare: Healthcare costs and insurance premiums can undergo substantial fluctuations based on the city or state of residence. Elements such as the availability of healthcare facilities, out-of-pocket costs for medical consultations, dental expenses, prescription medication charges and specialized medical care fees all contribute to variations in the cost of living. In Fitchburg, healthcare costs are 1% lower than the national average.
Groceries: Grocery prices have seen substantial hikes in the last 2-3 years, with some markets witnessing food cost increases of over 20% during this period. Conversely, certain markets have experienced only moderate upticks. These variations in food expenses can have a substantial impact on the overall cost of living in any locality. In Fitchburg, the groceries index is 3% lower than the national average.
The Fitchburg cost of living estimates above use a normalized U.S. average of 100 as the baseline for comparison. Housing values incorporate local home price and rental information from the U.S. Census, while all other estimates are AI-assisted and modeled using expected everyday expenses, local market trends, climate, and transportation-related cost pressures. The results are intended for practical city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $173,008 | $14,417 | $4,037 | $5,191 |
| Renters | $73,790 | $6,149 | $1,722 | $2,214 |
| State | General Sales Tax | With Max Surtax |
| Wisconsin | 5% | 6.75% |
| State | Income Tax (Low) | Income Tax (High) |
| Wisconsin | 3.54% | 7.65% |
| City | Population | Cost of Living Index | National Avg. |
| New Glarus, WI | 2,115 | 98 | 1.9% |
| Evansville, WI | 5,489 | 99 | 1.3% |
| Belleville, WI | 2,763 | 99 | 1.2% |
| Brooklyn, WI | 1,252 | 101 | 0.6% |
| Stoughton, WI | 13,411 | 103 | 2.9% |
| Fitchburg, WI | 30,947 | 115 | 15.3% |
| City | Population | Cost of Living Index | National Avg. |
| Banning, CA | 30,945 | 118 | 18.0% |
| New Bern, NC | 30,984 | 95 | 4.6% |
| Chambly, QC | 30,986 | n/a | |
| Atwater, CA | 30,996 | 119 | 19.4% |
| Centre Wellington, ON | 30,896 | n/a | |
| Fitchburg, WI | 30,947 | 115 | 15.3% |
Here are the best places to live in Wisconsin
These are the largest cities in Wisconsin
Check out the 10 safest cities in Wisconsin
These are the 10 cheapest cities in Wisconsin