A+
9%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
22%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Finneytown Ohio National
Cost of living9189100
Groceries9997100
Health care9996100
Housing7874100
Transportation9796100
Utilities9596100
Lifestyle & Entertainment9795100
Household Items9697100
Education & Childcare9193100
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An Overview of Cost of Living in Finneytown, OH

Understanding the cost of living in Finneytown can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Finneytown cost of living index is 91, which is 9% lower than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.

The cost of living in Finneytown is about average when compared to all other cities across the nation. You can expect that everyday items like food, household expenses and utility bills will be no more expensive than any other average city. Residents can anticipate living expenses that remain in line with the national average, ensuring a manageable financial burden, making it an attractive choice for those seeking affordability without the constraints of higher everyday expenditures.

Is Finneytown Affordable?

Is Finneytown an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Finneytown, the median home price is 26.3% lower than what most folks pay across the country, and monthly rent prices are 10.8% lower than the usual rates. Income levels in Finneytown come in at $104,902, which is 29% higher than the national average.

What Factors can Influence the Cost of Living in Finneytown?

Healthcare: Healthcare expenses and insurance premiums can vary significantly depending on the specific city or state. Factors such as accessibility to healthcare facilities, out-of-pocket expenses for doctor's visits, dental care expenses, prescription costs and specialized medical care fees can all influence the overall cost of living. In Finneytown, healthcare costs are 1.5% lower than the national average.

Urbanization: Urban areas with extensive amenities and job opportunities tend to have a higher cost of living due to increased demand for services and relocation, resulting in higher home prices and higher rents. Less densely populated rural areas, or areas with less demand tend to have fewer amenities and slower job growth, which results in a lower cost of living.

Subsidies: Certain cities or states may institute government subsidies or assistance programs designed to alleviate the financial burdens associated with the cost of living for their residents. These programs encompass a variety of support mechanisms, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farm subsidies. Areas that provide fewer subsidies may see an uptick in their overall cost of living.

Where is the Data From?

The cost of living data for Finneytown shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.

Cost Of Living Quick Facts

  • The cost of living in Finneytown is 2% higher than the Ohio average
  • The cost of living in Finneytown is 9% lower than the national average
  • Finneytown housing is 22% lower than the national average
  • Ohio general sales tax is 13% higher than the national average
  • Ohio state income tax is 6% higher than the national average

Most Affordable Places to Live in and Around Finneytown

See all the best places to live around Finneytown

Compare Finneytown, OH Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$113,569$9,464$2,650$3,407
      Renters$51,565$4,297$1,203$1,547
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Finneytown, OH, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Finneytown, homeowners have a median income of $113,569. Using that number, a maximum of $2,650 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $51,565, which means there is a maximum of $1,203 to be spent on the costs of renting a home or apartment.

      Ohio Sales Tax

      State General Sales Tax With Max Surtax
      Ohio 5.75% 8%

      Ohio Income Tax

      State Income Tax (Low) Income Tax (High)
      Ohio 2.76% 3.99%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Plainville, OH159973.4%
      Shawnee, OH1,081954.8%
      Hooven, OH3367722.7%
      Shawnee village, OH5637821.8%
      Dillonvale village, OH6678020.2%
      Finneytown, OH13,269918.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      New Carrollton, MD13,26812221.9%
      Lynnfield, MA13,27217776.9%
      Colchester, Subd. C, NS13,273n/a 
      Rantoul, IL13,2638712.7%
      Miller Place, NY13,26214040.2%
      Finneytown, OH13,269918.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.