Cost of Living in Ferndale, FL

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C
20%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
59%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Ferndale Florida National
Cost of living120102100
Groceries104102100
Health care106104100
Housing15997100
Transportation100103100
Utilities107110100
Lifestyle & Entertainment100104100
Household Items103102100
Education & Childcare107106100
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Homes For Sale In Ferndale, FL

property for sale

15527 Trousdale St

Clermont, FL
property for sale

19850 Sugarloaf Mountain Rd

Clermont, FL
property for sale

15325 Trousdale St

Clermont, FL
property for sale

Sugarloaf Mountain Rd

Clermont, FL

Cost Of Living Quick Facts

  • The cost of living in Ferndale is 18% higher than the Florida average
  • The cost of living in Ferndale is 20% higher than the national average
  • Ferndale housing is 59% higher than the national average
  • Florida general sales tax is 18% higher than the national average
  • Florida state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Ferndale

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Compare Ferndale, FL Cost of Living

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      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$109,296$9,108$2,550$3,279
      Renters$0$0$0$0

      Florida Sales Tax

      State General Sales Tax With Max Surtax
      Florida 6% 7.5%

      Florida Income Tax

      State Income Tax (Low) Income Tax (High)
      Florida 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Tildenville, FL441032.7%
      Sorrento, FL1431033.4%
      Okahumpka, FL1498514.8%
      Lake Butler city, FL2,2508514.9%
      Clarcona, FL4,840936.7%
      Ferndale, FL53112020.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Walden, CO531973.5%
      Sea Ranch Lakes, FL531276175.9%
      Lamont, IA5318218.3%
      Craigmont, ID5319010.4%
      Mackay, ID531946.0%
      Ferndale, FL53112020.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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