Cost of Living in Fairbury, IL

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10%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
30%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Fairbury Illinois National
Cost of living9098100
Groceries99100100
Health care102100100
Housing7095100
Transportation98101100
Utilities10099100
Lifestyle & Entertainment95100100
Household Items100100100
Education & Childcare96100100
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Homes For Sale In Fairbury, IL

property for sale

30 Canterbury Ct

Fairbury, IL
property for sale

310 N 1st St

Fairbury, IL
property for sale

309 E Oak St

Fairbury, IL
property for sale

514 S 6th St

Fairbury, IL
See the Newest Homes For Sale In Fairbury, IL

Cost Of Living Quick Facts

  • The cost of living in Fairbury is 8% lower than the Illinois average
  • The cost of living in Fairbury is 10% lower than the national average
  • Fairbury housing is 30% lower than the national average
  • Illinois general sales tax is 22% higher than the national average
  • Illinois state income tax is 91% higher than the national average

Most Affordable Places to Live in and Around Fairbury

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Compare Fairbury, IL Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$117,157$9,763$2,733$3,515
      Renters$55,788$4,649$1,302$1,674
      The affordability of the housing market in Fairbury, IL as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Fairbury homeowners, the median income is $117,157. This indicates that a monthly maximum of $2,733 should be spent by homeowners on all housing related costs. Renters have a median income of $55,788. This indicates that renters would have a maximum of $1,302 for their rent related monthly costs.

      Illinois Sales Tax

      State General Sales Tax With Max Surtax
      Illinois 6.25% 10.25%

      Illinois Income Tax

      State Income Tax (Low) Income Tax (High)
      Illinois 4.95% 4.95%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Strawn, IL887920.8%
      Melvin, IL4138316.7%
      Sibley, IL2298416.2%
      Chatsworth, IL1,3778416.2%
      Cullom, IL5148514.8%
      Fairbury, IL3,744909.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Wrightsville, GA3,7448317.3%
      Marshall, IL3,7448613.8%
      Palmyra, MO3,7448911.4%
      Northfield, OH3,7448910.5%
      Vandenberg AFB, CA3,74314645.7%
      Fairbury, IL3,744909.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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