Cost of Living in Fair Haven, NY

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3%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
32%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Fair Haven New York National
Cost of living97121100
Groceries105106100
Health care110110100
Housing68144100
Transportation110113100
Utilities114112100
Lifestyle & Entertainment108111100
Household Items105106100
Education & Childcare117118100
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Homes For Sale In Fair Haven, NY

property for sale

14890 N Hadcock Dr

Sterling, NY
property for sale

00 Fancher AVE

Sterling, NY
property for sale

14582 Lake St

Sterling, NY
property for sale

14452 Stafford St

Sterling, NY

Cost Of Living Quick Facts

  • The cost of living in Fair Haven is 20% lower than the New York average
  • The cost of living in Fair Haven is 3% lower than the national average
  • Fair Haven housing is 32% lower than the national average
  • New York general sales tax is 22% lower than the national average
  • New York state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around Fair Haven

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$115,196$9,600$2,688$3,456
      Renters$39,675$3,306$926$1,190

      New York Sales Tax

      State General Sales Tax With Max Surtax
      New York 4% 8.875%

      New York Income Tax

      State Income Tax (Low) Income Tax (High)
      New York 4% 10.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      SUNY Oswego, NY3,7911099.3%
      Wolcott, NY1,594919.3%
      North Rose, NY689946.2%
      Hannibal, NY709945.9%
      Cato, NY502945.6%
      Fair Haven, NY1,025973.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Palo, IA1,0251000.0%
      Philmont, NY1,0251055.0%
      Falls City, TX1,025936.8%
      Mertzon, TX1,025937.1%
      Saint-Janvier-de-Joly, QC1,025n/a 
      Fair Haven, NY1,025973.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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