Cost Of Living in Eureka, IL

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12%

Overall NAT. AVG.

6%

Goods & Services NAT. AVG.

29%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Eureka	Illinois	National
Cost of living	88	96	100
Goods & Services	94	97	100
Groceries	99	98	100
Health care	86	95	100
Housing	71	95	100
Transportation	101	103	100
Utilities	90	89	100

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Cost Of Living Quick Facts

The cost of living in Eureka is 9% lower than the Illinois average
The cost of living in Eureka is 12% lower than the national average
Eureka housing is 29% lower than the national average
Illinois general sales tax is 22% higher than the national average
Illinois state income tax is 91% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$65,511	$5,459	$1,528	$1,966
Renters	$17,261	$1,438	$403	$518

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Eureka, IL, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Eureka homeowners, is $65,511. This would allow for a maximum of $1,528 per month to be spent on housing costs. For renters, the median monthly income is $17,261 which would result in a maximum of $403 to be spent on rental costs.

Illinois Sales Tax

State	General Sales Tax	With Max Surtax
Illinois	6.25%	10.25%

Illinois Income Tax

State	Income Tax (Low)	Income Tax (High)
Illinois	4.95%	4.95%

Goods & Services

Item	Eureka	National avg.	Difference
Haircut	$25.00	$24.26	3.0%
Beauty Salon	$39.00	$45.56	14.4%
Toothpaste	$3.80	$3.70	2.5%
Shampoo	$1.35	$1.28	5.2%
Movie	$9.91	$12.13	18.4%
Bowling	$15.00	$18.00	16.7%

Groceries

Item	Eureka	National avg.	Difference
Ground Beef	$6.23	$5.84	6.8%
Fried Chicken	$1.61	$1.57	2.4%
Milk	$4.74	$4.67	1.5%
Potatoes	$4.97	$4.93	0.6%
Pizza	$12.49	$12.09	3.4%
Beer	$10.32	$10.41	0.9%

Health Care

Item	Eureka	National avg.	Difference
Optometrist	$119.25	$125.68	5.1%
Doctor	$128.33	$135.78	5.5%
Dentist	$81.17	$113.29	28.4%
Ibuprofen	$10.34	$10.65	2.9%
Lipitor	$437.64	$468.60	6.6%

Housing

Item	Eureka	National avg.	Difference
Home Price	$133,800.00	$184,700.00	27.6%
Avg. Mortgage Payment	$1,766.12	$2,346.69	24.7%
Apartment Rent	$638.00	$949.00	32.8%

Transportation

Item	Eureka	National avg.	Difference
Gasoline	$3.68	$3.46	6.3%
Tire Balancing	$53.33	$59.92	11.0%

Utilities

Item	Eureka	National avg.	Difference
All Electricity	$158.51	$193.99	18.3%
Phone	$197.49	$192.25	2.7%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Washburn, IL	1,109	82	17.5%
Secor, IL	266	89	10.5%
Benson, IL	460	84	15.7%
Panola, IL	18	91	8.9%
Chillicothe, IL	6,326	87	13.4%
Eureka, IL	5,485	88	12.3%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Anamosa, IA	5,484	90	10.0%
Saint-Roch-de-l'Achigan, QC	5,486	n/a
Chadron, NE	5,482	89	10.7%
Glencoe, MN	5,488	95	5.3%
Orchard Homes, MT	5,480	112	11.9%
Eureka, IL	5,485	88	12.3%