Cost of Living in Ephraim, WI

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D
22%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
78%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Ephraim Wisconsin National
Cost of living12296100
Groceries9799100
Health care9698100
Housing17889100
Transportation9998100
Utilities99101100
Lifestyle & Entertainment9498100
Household Items9899100
Education & Childcare10398100
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Homes For Sale In Ephraim, WI

property for sale

10321 Water ST #210

Ephraim, WI
property for sale

3042 Cedar St #401

Ephraim, WI
property for sale

10374 N Coral Hill Rd

Ephraim, WI
property for sale

9914 Water St S Unit B3

Ephraim, WI

Cost Of Living Quick Facts

  • The cost of living in Ephraim is 27% higher than the Wisconsin average
  • The cost of living in Ephraim is 22% higher than the national average
  • Ephraim housing is 78% higher than the national average
  • Wisconsin general sales tax is 2% lower than the national average
  • Wisconsin state income tax is 36% higher than the national average

Most Affordable Places to Live in and Around Ephraim

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Compare Ephraim, WI Cost of Living

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$120,348$10,029$2,808$3,611
      Renters$0$0$0$0

      Wisconsin Sales Tax

      State General Sales Tax With Max Surtax
      Wisconsin 5% 6.75%

      Wisconsin Income Tax

      State Income Tax (Low) Income Tax (High)
      Wisconsin 3.54% 7.65%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Sister Bay, WI9061099.2%
      Ellison Bay, WI1511109.6%
      Baileys Harbor, WI19111212.0%
      Egg Harbor, WI25811313.4%
      Ephraim, WI24512221.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Bakerhill, AL2458217.9%
      Ardentown, DE24511717.5%
      Blencoe, IA2458119.2%
      North Henderson, IL2458217.7%
      Latham, KS2458217.5%
      Ephraim, WI24512221.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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