Cost of Living in Elma Center, NY

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F
23%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
53%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Elma Center New York National
Cost of living123121100
Groceries104106100
Health care109110100
Housing153144100
Transportation114113100
Utilities114112100
Lifestyle & Entertainment108111100
Household Items106106100
Education & Childcare117118100
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Homes For Sale In Elma Center, NY

property for sale

1210 Rice Rd

Elma, NY
property for sale

2 Lakeside Cir

Elma, NY
property for sale

1200 Rice Rd

Elma, NY
property for sale

2090 Finnegan Dr

Elma, NY

Cost Of Living Quick Facts

  • The cost of living in Elma Center is 2% higher than the New York average
  • The cost of living in Elma Center is 23% higher than the national average
  • Elma Center housing is 53% higher than the national average
  • New York general sales tax is 22% lower than the national average
  • New York state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around Elma Center

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Compare Elma Center, NY Cost of Living

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      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$152,584$12,715$3,560$4,578
      Renters$102,769$8,564$2,398$3,083

      New York Sales Tax

      State General Sales Tax With Max Surtax
      New York 4% 8.875%

      New York Income Tax

      State Income Tax (Low) Income Tax (High)
      New York 4% 10.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Sloan, NY3,688954.7%
      Tonawanda city, NY15,560945.6%
      Lackawanna, NY18,342955.1%
      Buffalo, NY262,656982.3%
      Blasdell, NY2,723973.3%
      Elma Center, NY3,90212322.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Vulcan County, AB3,903n/a 
      Roosevelt Park, MI3,9009010.1%
      Lantzville, BC3,899n/a 
      North Hudson, WI3,90611716.8%
      Larch Way, WA3,89515655.9%
      Elma Center, NY3,90212322.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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