Cost of Living in Elkhart, TX

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14%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
44%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Elkhart Texas National
Cost of living8694100
Groceries10098100
Health care9798100
Housing5683100
Transportation10098100
Utilities102103100
Lifestyle & Entertainment9998100
Household Items9898100
Education & Childcare9998100
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Homes For Sale In Elkhart, TX

property for sale

20 Waco Dr

Elkhart, TX
property for sale

An County Road 114

, TX
property for sale

204 N US Highway 287

Elkhart, TX
property for sale

208 N Bridges

Elkhart, TX

Cost Of Living Quick Facts

  • The cost of living in Elkhart is 8% lower than the Texas average
  • The cost of living in Elkhart is 14% lower than the national average
  • Elkhart housing is 44% lower than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$70,084$5,840$1,635$2,103
      Renters$33,879$2,823$790$1,016

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Grapeland, TX1,9858416.1%
      Palestine, TX18,296909.9%
      Elkhart, TX1,4728613.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Breckenridge, MI1,4728316.5%
      Caledonia, MI1,4721021.7%
      Tryon, NC1,4721043.6%
      River Hills, WI1,47214241.8%
      Estevan No. 5, SK1,472n/a 
      Elkhart, TX1,4728613.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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