Cost of Living in Elkader, IA

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14%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
36%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Elkader Iowa National
Cost of living8689100
Groceries9897100
Health care9696100
Housing6474100
Transportation9697100
Utilities9395100
Lifestyle & Entertainment9795100
Household Items9797100
Education & Childcare8994100
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Homes For Sale In Elkader, IA

property for sale

301 Plum St NE

Elkader, IA
property for sale

202 2nd St SW

Elkader, IA
property for sale

E Bridge St

Elkader, IA
property for sale

Dolphin Ave

, IA
See the Newest Homes For Sale In Elkader, IA

Cost Of Living Quick Facts

  • The cost of living in Elkader is 4% lower than the Iowa average
  • The cost of living in Elkader is 14% lower than the national average
  • Elkader housing is 36% lower than the national average
  • Iowa general sales tax is 18% higher than the national average
  • Iowa state income tax is 69% higher than the national average

Most Affordable Places to Live in and Around Elkader

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Compare Elkader, IA Cost of Living

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      Salary Calculator

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$92,946$7,746$2,169$2,789
      Renters$72,576$6,048$1,693$2,177

      Iowa Sales Tax

      State General Sales Tax With Max Surtax
      Iowa 6% 7%

      Iowa Income Tax

      State Income Tax (Low) Income Tax (High)
      Iowa 4.4% 6%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Elkport, IA187524.5%
      Farmersburg, IA3807920.9%
      Osterdock, IA1287920.7%
      Wadena, IA2288020.0%
      Garber, IA1068020.2%
      Elkader, IA1,4048613.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Goodwater, AL1,4048020.1%
      Ohatchee, AL1,404928.0%
      Sanborn, IA1,4048514.7%
      Church Rock, NM1,4048020.3%
      Lynchburg, OH1,4048713.3%
      Elkader, IA1,4048613.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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