Elgin 74 Excellent
Elgin Livability #167 ranked city in Texas#4,404 ranked city in the USARanks better than 84% of areas
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Pros and Cons of Living in Elgin

PROS
  • Cost Of Living Cost Of Living

    The cost of living in this region is notably lower than the national average, encompassing everyday goods, housing, utilities, transportation and health care expenses.

  • Crime Crime

    The crime rate is far lower than the national average per 100,000 residents. As such, it should be considered a very safe place to live when compared to other areas.

  • Housing Housing

    High scores in the housing category are attributed to this area, possibly pointing to a favorable home affordability ratio, robust appreciation rates or elevated home values.

  • Health & Safety Health & Safety

    Achieving a high health and safety score relies on factors including great air quality and convenient access to vital health facilities such as hospitals, doctors, clinics and police stations.

  • Ratings Ratings

    Locals express favorable opinions about the proximity of everyday local amenities, parks, public transit, neighborly atmosphere, strong sense of community and the general safety of the area.

CONS
  • Amenities Amenities

    A large portion of amenities are not ideally situated within walking distance, potentially requiring residents to utilize a vehicle or public transportation.

  • Commute Commute

    Access to public transportation in this particular area may be limited, which can result in longer-than-average commute times to reach workplaces.

  • Schools Schools

    The lower than average schools score may be influenced by below-average education levels, subpar reading and math scores and the lack of access to local elementary and high schools.

What's it like Living in Elgin?

Located in the state of Texas, Elgin is a medium-sized city with a population of 10,490 inhabitants. Elgin is mostly populated by White (44%) and Black or African American (28%) ethnic groups. Additionally, more than a quarter of the population of Elgin are of Hispanic or Latino origin, and 31% of the population also speak Spanish. Elgin is not known to have a high population (over 15 years old) of married people. At only 44% married, this city falls well below the national average. On a daily basis, the typical American spends approximately 26 minutes on their one-way work commute. Reduced travel times not only contributes to increased overall happiness, but also affords more opportunities to cherish moments with family and friends. If you're living in Elgin, your commute time will align closely with the national average, spanning a one-way duration of approximately 29 minutes.

Without the right tools, moving to any new city can be very stressful and challenging. Living in Elgin, Texas could be a great experience for anyone who puts in the time to do the research required. When searching for a new neighborhood, several key items should be considered. Safety is paramount, ensuring a secure environment for you and your family. Proximity to workplaces or schools reduces commuting time and enhances convenience. Access to amenities like parks, grocery stores and healthcare facilities contributes to a comfortable lifestyle. Reliable public transportation options promote easy mobility. A strong sense of community fosters social connections and a welcoming atmosphere. To help you find the best places to live in and around Elgin, AreaVibes has created a livability score using key metrics like amenities, commute, employment, housing and more.

The livability score in Elgin is 75/100 and the city is ranked in the 87th percentile of all cities across America. Compared to the US average, Elgin ranks among some of the best places to live in the country! If we check out each of the categories on their own, we see that Elgin ranks well for crime (A), cost of living (A+) and employment (B-). On a more negative note, Elgin does not have favorable ranks for the following: amenities (F) and education (F). If we take a look at the data, we can find out why.

Crime rates play a pivotal role in the decision-making process for anyone considering a move, as they directly influence the overall sense of safety, security and quality of life in a given location. Elgin shines in this regard, earning exemplary ratings for its exceptionally low violent crime rates, standing at 173 crimes per 100,000 residents. These rates are notably below the national average, underscoring the community's commitment to safety and contributing to an enhanced quality of life.

Real estate represents the most substantial investment for homebuyers, constituting their most valuable asset. Renters, on the other hand, typically see their monthly rent as their most significant expense. The Elgin market earns a high score in the housing category, surpassing the national average in factors like home and rental affordability and appreciation rates. This robust real estate market not only benefits individual homeowners and renters but also spurs vigorous local economic activity and job growth, solidifying its significance in driving the region's prosperity and financial well-being.

Certain items on your wish list like shopping, restaurants, nightlife, parks and proximity to public transportation are all important things to look for. Having said that, perhaps the most important metric to consider when contemplating a move to Elgin is real estate affordability. Median real estate prices in Elgin come in at $301,017, which is 17.2% higher than the Texas average. The home price to income ratio compares the median home prices to the median household income. In Elgin, the home price to income ratio is 2.9, which is 9.4% lower than the Texas average.

Best Places to Live in and Around Elgin

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How Do You Rate The Livability In Elgin?

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Compare Elgin, TX Livability

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      Elgin transportation information

      Statistic Elgin Texas National
      Average one way commute29min26min26min
      Workers who drive to work77.5%80.3%76.4%
      Workers who carpool13.1%10.6%9.3%
      Workers who take public transit0.0%1.5%5.1%
      Workers who bicycle0.0%0.3%0.6%
      Workers who walk3.6%1.6%2.8%
      Working from home5.4%4.3%4.6%
      Source: The Elgin, TX data and statistics displayed above are derived from the United States Census Bureau American Community Survey (ACS) and include 2026 modeled data developed using proprietary methodologies.