Cost Of Living in Elgin, OH

Get 300+ Local Insights for Any Address in Elgin, OH

Get Access to 300+ Local Data Points

A+

12%

Overall NAT. AVG.

5%

Goods & Services NAT. AVG.

55%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Elgin	Ohio	National
Cost of living	88	92	100
Goods & Services	105	100	100
Groceries	102	101	100
Health care	112	98	100
Housing	45	73	100
Transportation	117	100	100
Utilities	101	99	100

Does this Area Fit Your Budget?

Know the community before you call it home
Compare multiple areas side by side
Access over 300 data points for any address

GET REPORT →

Cost Of Living Quick Facts

The cost of living in Elgin is 5% lower than the Ohio average
The cost of living in Elgin is 12% lower than the national average
Elgin housing is 55% lower than the national average
Ohio general sales tax is 13% higher than the national average
Ohio state income tax is 6% higher than the national average

Most Affordable Places to Live in and Around Elgin

See all the best places to live around Elgin

Compare Elgin, OH Cost of Living

Compare Neighborhoods & Addresses

Why stop at city-to-city? With Local Insights, you can compare neighborhoods, zip codes, or even exact addresses. Access 300+ hyperlocal data points—from schools and crime to housing and amenities—to see which area is the better fit.

UNLOCK FULL COMPARISON →

Write a review to give others more information about this area.

See all Elgin poll results

The best places in Ohio

Here are the best places to live in Ohio

Check out the 10 safest cities in Ohio

See the best places to live in Elgin

Most Dangerous Cities In The US

Salary Calculator

This is how much you would need to earn in

Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$73,083	$6,090	$1,705	$2,193
Renters	$0	$0	$0	$0

Ohio Sales Tax

State	General Sales Tax	With Max Surtax
Ohio	5.75%	8%

Ohio Income Tax

State	Income Tax (Low)	Income Tax (High)
Ohio	2.76%	3.99%

Goods & Services

Item	Elgin	National avg.	Difference
Haircut	$30.92	$24.26	27.4%
Beauty Salon	$47.35	$45.56	3.9%
Toothpaste	$3.76	$3.70	1.4%
Shampoo	$1.38	$1.28	7.6%
Movie	$13.39	$12.13	10.4%
Bowling	$16.98	$18.00	5.7%

Groceries

Item	Elgin	National avg.	Difference
Ground Beef	$4.95	$5.84	15.2%
Fried Chicken	$1.73	$1.57	9.7%
Milk	$4.62	$4.67	1.0%
Potatoes	$5.06	$4.93	2.5%
Pizza	$12.96	$12.09	7.2%
Beer	$10.31	$10.41	1.0%

Health Care

Item	Elgin	National avg.	Difference
Optometrist	$98.91	$125.68	21.3%
Doctor	$195.55	$135.78	44.0%
Dentist	$109.86	$113.29	3.0%
Ibuprofen	$10.77	$10.65	1.1%
Lipitor	$511.43	$468.60	9.1%

Housing

Item	Elgin	National avg.	Difference
Home Price	$83,000.00	$184,700.00	55.1%
Avg. Mortgage Payment	$2,211.29	$2,346.69	5.8%
Apartment Rent	$0.00	$949.00	100.0%

Transportation

Item	Elgin	National avg.	Difference
Gasoline	$3.48	$3.46	0.4%
Tire Balancing	$93.87	$59.92	56.7%

Utilities

Item	Elgin	National avg.	Difference
All Electricity	$200.81	$193.99	3.5%
Phone	$185.74	$192.25	3.4%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Ohio City, OH	730	89	11.3%
Convoy, OH	1,096	83	16.5%
Middle Point, OH	541	90	10.3%
Mendon, OH	643	90	9.7%
Van Wert, OH	10,531	91	9.4%
Elgin, OH	143	88	12.3%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Atmautluak, AK	143	87	13.0%
Gu-Win, AL	143	79	21.4%
Sidney, AR	143	74	25.8%
Christopher Creek, AZ	143	112	12.5%
Kennedy Meadows, CA	143	115	15.0%
Elgin, OH	143	88	12.3%