Cost Of Living in Eldridge, IA

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B

6%

Overall NAT. AVG.

1%

Goods & Services NAT. AVG.

25%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Eldridge	Iowa	National
Cost of living	106	90	100
Goods & Services	101	96	100
Groceries	97	97	100
Health care	94	99	100
Housing	125	73	100
Transportation	104	98	100
Utilities	86	96	100

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Cost Of Living Quick Facts

The cost of living in Eldridge is 19% higher than the Iowa average
The cost of living in Eldridge is 6% higher than the national average
Eldridge housing is 25% higher than the national average
Iowa general sales tax is 18% higher than the national average
Iowa state income tax is 69% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$89,300	$7,442	$2,084	$2,679
Renters	$32,408	$2,701	$756	$972

The affordability of the housing market in Eldridge, IA as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Eldridge homeowners, the median income is $89,300. This indicates that a monthly maximum of $2,084 should be spent by homeowners on all housing related costs. Renters have a median income of $32,408. This indicates that renters would have a maximum of $756 for their rent related monthly costs.

Iowa Sales Tax

State	General Sales Tax	With Max Surtax
Iowa	6%	7%

Iowa Income Tax

State	Income Tax (Low)	Income Tax (High)
Iowa	4.4%	6%

Goods & Services

Item	Eldridge	National avg.	Difference
Haircut	$27.83	$24.26	14.7%
Beauty Salon	$46.89	$45.56	2.9%
Toothpaste	$3.82	$3.70	3.1%
Shampoo	$1.30	$1.28	1.5%
Movie	$11.85	$12.13	2.4%
Bowling	$18.50	$18.00	2.8%

Groceries

Item	Eldridge	National avg.	Difference
Ground Beef	$5.67	$5.84	2.9%
Fried Chicken	$1.35	$1.57	14.2%
Milk	$4.63	$4.67	0.8%
Potatoes	$4.73	$4.93	4.1%
Pizza	$11.49	$12.09	4.9%
Beer	$9.86	$10.41	5.3%

Health Care

Item	Eldridge	National avg.	Difference
Optometrist	$134.20	$125.68	6.8%
Doctor	$140.02	$135.78	3.1%
Dentist	$93.33	$113.29	17.6%
Ibuprofen	$10.72	$10.65	0.6%
Lipitor	$454.61	$468.60	3.0%

Housing

Item	Eldridge	National avg.	Difference
Home Price	$268,900.00	$184,700.00	45.6%
Avg. Mortgage Payment	$1,900.08	$2,346.69	19.0%
Apartment Rent	$721.00	$949.00	24.0%

Transportation

Item	Eldridge	National avg.	Difference
Gasoline	$3.37	$3.46	2.5%
Tire Balancing	$72.71	$59.92	21.4%

Utilities

Item	Eldridge	National avg.	Difference
All Electricity	$153.70	$193.99	20.8%
Phone	$186.06	$192.25	3.2%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Rock Island Arsenal, IL	353	98	1.6%
Calamus, IA	366	85	15.0%
Wheatland, IA	997	86	14.2%
Low Moor, IA	326	85	14.7%
Panorama Park, IA	212	87	13.0%
Eldridge, IA	6,678	106	6.3%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Barrington, NJ	6,678	104	4.2%
Campbellton, NB	6,678	n/a
Logan, OH	6,677	85	15.3%
Barnhart, MO	6,676	92	7.6%
Cherry Hills Village, CO	6,680	311	210.7%
Eldridge, IA	6,678	106	6.3%