Cost of Living in Elbert, TX

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A+
2%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
100%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Elbert Texas National
Cost of living9894100
Groceries9998100
Health care9898100
Housingn/a83100
Transportation9498100
Utilities107103100
Lifestyle & Entertainment9598100
Household Items10098100
Education & Childcare9398100
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Cost Of Living Quick Facts

  • The cost of living in Elbert is 4% higher than the Texas average
  • The cost of living in Elbert is 2% lower than the national average
  • Elbert housing is 3% lower than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Elbert

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Compare Elbert, TX Cost of Living

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      Cost of living index
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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$0$0$0$0
      Renters$0$0$0$0

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Megargel, TX2617327.3%
      Throckmorton, TX6697822.0%
      Newcastle, TX5897821.8%
      Olney, TX3,1898317.2%
      Elbert, TX7982.1%

      Cities with similar population

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      Healy Lake, AK711414.1%
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      Corley, IA7973.0%
      Radium, KS7963.9%
      Harrison, SD7963.5%
      Elbert, TX7982.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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