Cost Of Living in Eau Claire, MI

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11%

Overall NAT. AVG.

5%

Groceries NAT. AVG.

27%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Eau Claire	Michigan	National
Cost of living	89	91	100
Groceries	95	98	100
Health care	98	97	100
Housing	73	76	100
Transportation	93	96	100
Utilities	97	100	100
Lifestyle & Entertainment	94	96	100
Household Items	100	98	100
Education & Childcare	96	95	100

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Homes For Sale In Eau Claire, MI

7418 Aumack Dr

Eau Claire, MI

6592 Keigley St

Eau Claire, MI

33766 Forest Beach Dr

Eau Claire, MI

W Eureka Rd

Pipestone Township, MI

Cost Of Living Quick Facts

The cost of living in Eau Claire is 2% lower than the Michigan average
The cost of living in Eau Claire is 11% lower than the national average
Eau Claire housing is 27% lower than the national average
Michigan general sales tax is 18% higher than the national average
Michigan state income tax is 64% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$94,075	$7,840	$2,195	$2,823
Renters	$66,689	$5,557	$1,556	$2,001

Michigan Sales Tax

State	General Sales Tax	With Max Surtax
Michigan	6%	6%

Michigan Income Tax

State	Income Tax (Low)	Income Tax (High)
Michigan	4.25%	4.25%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Benton Heights, MI	4,308	79	20.7%
Benton Harbor, MI	10,059	80	19.9%
Dowagiac, MI	5,871	81	18.5%
Niles, MI	11,521	84	16.2%
Watervliet, MI	2,160	84	15.6%
Eau Claire, MI	782	89	11.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Amity, AR	782	84	15.8%
Aguila, AZ	782	87	12.5%
Plains, GA	782	98	2.2%
Talbotton, GA	782	89	11.0%
Blairstown, IA	782	88	12.4%
Eau Claire, MI	782	89	11.0%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Eau Claire, MI

Homes For Sale In Eau Claire, MI

Cost Of Living Quick Facts

Most Affordable Places to Live in and Around Eau Claire

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Median Income & Debt-To-Income Ratio

Michigan Sales Tax

Michigan Income Tax

Nearby cities with low cost of living

Cities with similar population