F
24%
Overall NAT. AVG.
7%
Goods & Services NAT. AVG.
93%
Housing NAT. AVG.
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Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Dublin Ohio National
Cost of living12492100
Goods & Services94100100
Groceries104101100
Health care8598100
Housing19373100
Transportation90100100
Utilities9599100

An Overview of Cost of Living in Dublin, OH

Knowing the cost of living in Dublin allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in Dublin stands at 124, marking it 24% higher than the national average.

The cost of living in Dublin is among the highest in the country, making it a very expensive place to live. Only a small fraction of regions boast a cost of living that is at least 20% higher than the national average, and regrettably, Dublin falls into this category, which may not be suitable for those seeking an economically favorable living environment.

When it comes to the cost of living in Dublin, housing costs are a real heavyweight, often hogging a significant chunk of your earnings. Sadly, in this area, housing expenses for both buying and renting were 92.6% more expensive compared to your average city. That means you'll be shelling out more for homes, rents, mortgage rates and insurance.

What Do Locals Say About the Cost of Living in Dublin?

When it comes to knowing a city, its residents are the experts. We conducted a survey with 17 locals to understand their opinions on the cost of living in Dublin. The results indicated that 24% found it reasonably priced with decreasing prices of goods and services, while 76% viewed it as quite expensive, with increasing prices.

Is Dublin Affordable?

Wondering if Dublin is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Dublin, for example, the median home price is 113.6% higher than what folks pay nationally, and monthly rent is 43.5% higher than the usual rates. Plus, income levels matter too, with Dublin boasting a median household income of $138,372, which is 150.1% higher than the national average.

What Factors can Influence the Cost of Living in Dublin?

Taxes: Regions that impose higher taxes, including sales and income taxes, can contribute to an increased cost of living. Higher taxes for everyday necessities such as clothing, utilities and food inevitably leads to higher expenditures. Additionally, a higher income tax rate can also play a role in elevating the overall cost of living. In Dublin, the prevailing sales tax rate starts at 5.75%, and income tax rates kick off at 0%.

Subsidies: Certain cities or states may implement government subsidies or assistance programs with the goal of alleviating the cost of living pressures on their residents. These programs encompass a broad spectrum of support mechanisms, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farming subsidies. Areas offering fewer subsidies may experience a rise in their cost of living.

Urbanization: Larger, urban hubs brimming with ample amenities and robust employment opportunities often showcase a heightened cost of living. This surge is primarily attributed to the amplified demand for services and increased residential migration, culminating in elevated home prices and elevated rental rates. Conversely, less densely populated rural locales or regions characterized by reduced demand tend to offer a more limited array of amenities and undergo slower job market growth, ultimately yielding a more affordable cost of living.

Where is the Data From?

The Dublin cost of living data displayed above is derived from the C2ER cost of living index to provide a useful and reasonably accurate measure of living cost differences in urban areas. Published on a quarterly basis, it compiles data from more than 300 independent researchers, encompassing over 60 goods and services. These items have been meticulously selected to represent various consumer expenditure categories, in 6 categories. Weightings assigned to cost differentials draw from government survey data tracking spending patterns among professional and executive households. While the C2ER index excludes data on sales or income tax rates, AreaVibes incorporates tax rates into the overall cost of living score for each region.

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Cost Of Living Quick Facts

  • The cost of living in Dublin is 35% higher than the Ohio average
  • The cost of living in Dublin is 24% higher than the national average
  • Dublin housing is 93% higher than the national average
  • Ohio general sales tax is 13% higher than the national average
  • Ohio state income tax is 6% higher than the national average

Most Affordable Places to Live in and Around Dublin

See all the best places to live around Dublin

Compare Dublin, OH Cost of Living

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      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$160,023$13,335$3,734$4,801
      Renters$78,175$6,515$1,824$2,345
      A good way to judge both the affordability of the housing and the cost of living in Dublin is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Dublin has a median income of about $160,023 for people who own homes. Based on that number, a maximum of $3,734 should be spent on expenses related to housing. Renters have a slightly different median income, which is $78,175. Based on this average, renters should spend no more than $1,824 on all rental costs if they want to maintain a non-impoverished standard of living.

      Ohio Sales Tax

      State General Sales Tax With Max Surtax
      Ohio 5.75% 8%

      Ohio Income Tax

      State Income Tax (Low) Income Tax (High)
      Ohio 2.76% 3.99%

      Goods & Services

      Item Dublin National avg. Difference
      Haircut $21.46$24.2611.5%
      Beauty Salon $42.47$45.566.8%
      Toothpaste $3.69$3.700.4%
      Shampoo $1.32$1.282.8%
      Movie $12.00$12.131.1%
      Bowling $19.07$18.005.9%

      Groceries

      Item Dublin National avg. Difference
      Ground Beef $5.63$5.843.6%
      Fried Chicken $1.61$1.572.6%
      Milk $4.76$4.671.8%
      Potatoes $5.24$4.936.2%
      Pizza $11.49$12.094.9%
      Beer $10.68$10.412.6%

      Health Care

      Item Dublin National avg. Difference
      Optometrist $65.99$125.6847.5%
      Doctor $117.73$135.7813.3%
      Dentist $89.30$113.2921.2%
      Ibuprofen $10.68$10.650.3%
      Lipitor $475.58$468.601.5%

      Housing

      Item Dublin National avg. Difference
      Home Price $394,500.00$184,700.00113.6%
      Avg. Mortgage Payment $1,862.49$2,346.6920.6%
      Apartment Rent $1,362.00$949.0043.5%

      Transportation

      Item Dublin National avg. Difference
      Gasoline $3.42$3.461.2%
      Tire Balancing $41.79$59.9230.3%

      Utilities

      Item Dublin National avg. Difference
      All Electricity $182.76$193.995.8%
      Phone $186.03$192.253.2%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Urbancrest, OH1,1548515.4%
      Whitehall, OH18,9448614.5%
      Lincoln Village, OH9,5468712.8%
      Valleyview, OH6768910.7%
      Blacklick Estates, OH10,0979010.4%
      Dublin, OH47,82412424.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Minot, ND47,8341021.6%
      Covina, CA47,78715858.4%
      Roswell, NM47,7518514.6%
      Monroe, LA47,9068614.2%
      Cornwall, ON47,736n/a 
      Dublin, OH47,82412424.0%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.